How to Close or Cancel Your Home Depot Credit Card Online

How to Close or Cancel Your Home Depot Credit Card Online?

Check your balance first

Always pay off your Home Depot credit card completely.
Make sure your balance is zero before trying to close it.

Go to homedepot.com/mycard.
Use your username and password to sign in.

Send a closure request online

Look for the chat or secure message feature.
Tell them you want to close your credit card.
Share your name and last 4 digits of your card for easy verification.

Call customer service if needed

Dial 1-800-677-0232 to talk to a representative.
Ask them to close your Home Depot credit card.

Get a written confirmation

Ask for an email or letter showing your card is closed.
Save this document as proof.

Check your credit report later

After a few weeks, see if your card shows as “closed” on your credit report.
This helps make sure no one reopens it by mistake.

Think about your credit score

Closing the card might lower your available credit.
Make sure it’s really what you want to do.

Stay safe

Only use the official Home Depot website or their phone number.
Never share your full card number with strangers.

Frequently Asked Questions

Q1. How can I close my Home Depot credit card online?

To close your Home Depot credit card online, first pay off the entire balance on your card. Then log in to your Home Depot card account at homedepot.com/mycard. Use the chat or secure message feature to request that your card account be closed. You can also call customer service at 1-800-677-0232 if you want to speak to someone directly.

Q2. Do I need to have a zero balance before closing my Home Depot credit card?

Yes, you must pay off everything you owe on your Home Depot credit card before you can close it. If there is any unpaid balance, the bank will not close your account until you pay it fully.

Q3. Will closing my Home Depot credit card hurt my credit score?

Closing a credit card can sometimes lower your credit score a little because it reduces your total available credit. But if you no longer use the card or want to stop managing it, closing it is a personal choice.

Q3. Will closing my Home Depot credit card hurt my credit score?

Q4. How can I make sure my Home Depot credit card is really closed?

Always ask for a written confirmation by email or a letter after you close the account. Also, check your credit report after a few weeks to make sure it shows that the card is closed.

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