Big business? Local family-owned company? Non-profit organization? One-person start-up in your parents' garage? We're here for you. Guaranty Bank & Trust has business checking solutions for all businesses.
Guaranty Bank & Trust offers many banking solutions for businesses. It doesn’t matter if you’re about to open a small business or if you’re planning a big business project, Guaranty has a solution for you!
Checking Accounts:
Guaranty offers a free Business Checking Account that includes no monthly service fee, no minimum balance requirements, and a free debit card with free online bill pay services. If you have a big business, then the Commercial Account Analysis checking account might be right for you. It offers an earnings credit allowance that can partially or fully offset account fees.
Savings Accounts:
A Business Savings account can be opened with as little as $250. If you have a larger amount to invest and you need the flexibility to get to the money when you need it, then a Premier Money Market account may be right for you. If you're trying to find the right balance of interest and access to your money, then you might consider opening a Certificate of Deposit (CD). It requires $1,000 for a minimum balance and has terms from seven days to five years. It is important to remember that any early withdrawals from your CD investment may incur penalty charges.
Business Loans:
At Guaranty, we offer several business loan solutions including a Line of Credit, which provides flexibility that a regular loan can’t. A business can borrow up to a certain limit and pay interest only on the amount borrowed. Our Small Business Administration loans are for the purchase of an owner-occupied real estate, construction, expansion of business premises, business acquisition, debt refinancing, working capital and so much more! We also offer Commercial Real Estate Loans to assist with purchasing, building, developing, and/or refinancing your business.