If you have ever wanted to know what the different types of Commercial Mortgage Financing are available...there are many. Each type refers to different types of properties and verification methods. Not all Commercial Lenders offer all types of Business Investment Services so be aware and get a good Commercial Finance Broker and they will be able to set you up with the appropriate Commercial Property Financing that fits your needs,
Guaranty Bank & Trust offers warehouse lines to Non-Delegated and Delegated Correspondent Lenders.
At Guaranty Bank & Trust, we believe that mortgage bankers need the right warehouse
lending partners. We are committed to continually offering the tools and advice your
business needs to develop and expand, because when your business succeeds, so does ours. Therefore, we offer service levels above and beyond that of any other warehouse lender. We have our own proprietary warehouse system that creates an easy and fast submission for your team. We also have a network of more than 75 approved investors that is continually growing.
Guaranty can offer many lending solutions including hedging approval, jumbo loan approval
with no limits, incentive pricing available based on volume, and we can advance up to 99% of the note amount. We offer facilities from $1 million to $20 million with wire cut off of 3:45 CST for same day funding options.
Finally, Guaranty Bank & Trust offers warehouse lines to both non-delegated correspondent
lenders with a minimum net worth of $150,000 and correspondent mortgage bankers with a
minimum net worth of $1,000,000. With Guaranty, there are also no application or annual
renewal fees. We offer competitive rates with "all inclusive" file fees. There is also approval
available for free wires and checks, ACH, RDC, and other depository services. We also offer an experienced and knowledgeable staff with over 40 years in mortgage operations and warehouse lending solutions.