Navigate sudden changes to your income or expenses
Access your Child Tax Credit, stimulus payments and other pandemic relief
Request lower payments from creditors and/or suspend payments due to financial hardship
Reduce debt and negotiate interest rates
Establish or improve your credit score
Open a bank account
Save for the future
Find out if you are eligible for any public benefits
BYU Personal Finance classes: Note that the first beginning level course is the same as the Self-Reliance Personal Finance class noted above. See the additional courses offered and advanced topics. https://personalfinance.byu.edu/
A number of calculators are available to help you make wise financial decisions. Use the calculators to help you in your financial planning.
"We have been counseled again and again concerning self-reliance, concerning debt, concerning thrift. So many of our people are heavily in debt for things that are not entirely necessary. . . . I urge you as members of this Church to get free of debt where possible and to have a little laid aside against a rainy day" (Gordon B. Hinckley, "The Times in Which We Live," Ensign, Nov. 2001, 73).
With careful planning and the guidance of the Spirit, you and your family will be able to enjoy a more secure financial future.