SendMoneyHome ("we," "our," or "us") is committed to protecting your privacy. This policy explains what information we collect, how we use it, and what we do not do.
SendMoneyHome does not collect, store, or transmit to our own servers:
● Your name, email address, or phone number
● Your bank account details or financial account information
● Your Social Security Number or any government ID
● Your transfer history (this is stored on your device only)
● Any payment information
We do not require you to create an account to use the app. Your Profile (name, address, routing number, account number) is saved using local storage on your device only and is never uploaded, synced, or sent to us or any third party — it exists so you can quickly copy your own information when completing a transfer on a provider's site.
If you grant location permission, SendMoneyHome uses your device's GPS to auto-fill your street address, city, state, and ZIP code in your Profile. This uses Apple's on-device location and reverse-geocoding services. We do not transmit your location to our own servers, and location data is not shared with any third party by us. You can decline location permission at any time and enter your address manually instead.
If you use the microphone/voice feature, your spoken audio is sent to Groq (a third-party AI transcription provider) using their Whisper speech-to-text model, which returns a text transcript to the app. This is how "say the amount and destination country" works. The audio and resulting transcript are processed by Groq to perform the transcription and are not stored by us. Groq's own privacy policy governs their handling of this data:
We use PostHog, a third-party analytics service, to understand how the app is used — for example, which features are tapped, whether a voice command was understood, and app version/platform. This is tied to a random ID generated on your device (not your name, email, or any account), and includes the text of voice commands you speak so we can improve recognition accuracy. This data helps us fix bugs and prioritize features; it does not include your bank details, transfer amounts sent to providers, or Profile information. PostHog's own privacy policy governs their handling of this data:
When you tap "Compare Rates," your selected destination country and dollar amount are sent to our rate comparison server (a Cloudflare Worker at dtrinr.bishpadhi100.workers.dev). This server fetches live rates from provider websites and returns them to your app. We do not log your query amounts or associate them with your device beyond what's described in the Analytics section above.
Your past comparisons (amount, destination, best provider, amount received, date) are saved on your device using local storage. This data never leaves your phone. You can clear it at any time from the History tab.
If you tap "Send with [Provider]," you are redirected to the provider's website via an affiliate link. The provider may record that you arrived via a referral link. We receive confirmation of new customer sign-ups for commission purposes. We do not receive your name, transfer amount, or any personal details from the provider.
SendMoneyHome links to the following third-party money transfer services. Each has its own privacy policy:
● Remitly — remitly.com/privacy
● Wise — wise.com/gb/legal/privacy-policy
● Xoom (a PayPal service) — xoom.com/privacy-policy
● Western Union — westernunion.com/privacy-policy
● WorldRemit — worldremit.com/privacy-notice
● Ria Money Transfer — riamoneytransfer.com/privacy-policy
● MoneyGram — moneygram.com/privacy-policy
● Instarem — instarem.com/privacy-policy
● OFX — ofx.com/en-us/legal/privacy-policy
● Money2India (ICICI Bank) — money2india.icicibank.com/privacy
We are not responsible for the privacy practices of these providers. Please review their policies before completing a transfer.
Live rates are fetched from provider public websites via our Cloudflare Worker. The Worker does not store any user data. Cloudflare's privacy policy applies to infrastructure-level data: cloudflare.com/privacypolicy
SendMoneyHome is not directed at children under 13. We do not knowingly collect information from children.
We may update this policy from time to time. Changes will be reflected by the "Last updated" date at the top of this page. Continued use of the app after changes constitutes acceptance of the updated policy.
Questions about this privacy policy? Contact us at:
● dollartorupee066@gmail.com
● Response time: within 24 hours on business days