Paybis in 2025: Your Straightforward Guide to Buying and Selling Crypto

Looking for a crypto platform that doesn't make you feel like you need a PhD to buy Bitcoin? Founded in 2014, Paybis has processed over $2.6 billion in crypto transactions for around 1 million users across 180+ countries. The platform focuses on what matters most: getting you in and out of crypto trades quickly, safely, and without the headache of confusing features you'll never use.

What Actually Is Paybis?

Think of Paybis as that friend who explains things in plain English instead of throwing jargon at you. It's a Poland-based crypto exchange that decided to be really good at one thing—buying and selling crypto—rather than being mediocre at everything.

Since 2014, founders Innokentiy Isers and Konstantin Vasilenko have been running the show with a simple philosophy: make crypto accessible without dumbing it down. They're registered with the big regulatory names (FinCEN in the US, FINTRAC in Canada, VASP in Poland), which is finance-speak for "we play by the rules."

The platform supports 48 regular currencies and over 85 cryptocurrencies. By early 2025, they're rocking a 4.8 out of 5 rating on Trustpilot, which is pretty impressive considering how picky crypto traders can be.

The Good, The Bad, and The Realistic

What Works:

• The interface doesn't assume you're a Wall Street trader. It's clean, simple, and gets out of your way.

• Getting verified takes about 15 minutes instead of the usual "we'll get back to you in 3-5 business days" nonsense.

• Support actually responds. They're available 24/7 in multiple languages, which matters when your transaction is stuck at 2 AM.

• You can pay with cards, bank transfers, Skrill, Neteller, and a bunch of regional payment methods.

• The fee structure is transparent—you know what you're paying upfront, no surprise charges at checkout.

What Doesn't:

• If you're into day trading or want fancy chart analysis tools, this isn't your playground. Paybis is strictly buy-and-sell.

• The crypto selection is smaller than massive exchanges. You'll find the popular ones (Bitcoin, Ethereum, Solana, Cardano) but not every obscure token.

• Fees run between 2.4% to 5.3% depending on your payment method. Not the cheapest, but you're paying for convenience and speed.

• Some US states are locked out (New York, Hawaii, Louisiana) due to regulations.

• You can buy 85+ cryptos, but selling options are limited to the major ones.

How Much Does It Actually Cost?

Here's where Paybis keeps it real—they break down fees clearly:

Credit/Debit Cards:

• First transaction? Free Paybis fee. After that, 2.49%.

• Payment processor takes 4.5% for USD/EUR/GBP/JPY, or 6.5% for other currencies.

• Transactions under $50 have a $2-3 flat fee.

Neteller/Skrill:

• Paybis charges 2.49%.

• Processing fees vary: 4% for amounts up to €99, dropping to 3.65% for €200-299.

Bank Transfers (EU):

• Processing: 0.05% or minimum €2.

• Paybis fee: 0.99%.

Don't forget network fees—those go to blockchain miners and vary by cryptocurrency. They're per-transaction, not based on amount.

Transaction Limits That Make Sense

Buying:

• Cards: $4 minimum, $20,000 max per transaction, unlimited total.

• Skrill/Neteller: $20 to $200,000, capped at $200k daily.

• Bank transfers: $240 to $1 million, $1 million monthly.

Selling:

• Bitcoin via bank: $240 to $100,000, $250k daily.

• Bitcoin via Visa: $5 to $20,000, $250k daily.

• USDT options vary from $10 to $100,000 depending on method.

The Paybis Wallet: Convenient or Risky?

Paybis offers a custodial wallet, meaning they hold your crypto for you. It's like having a bank account instead of cash under your mattress—more convenient, but you're trusting them with the keys.

Why people use it:

• Access everything through email login, no need to memorize complex seed phrases.

• Manage multiple cryptos from one dashboard.

• Quick-buy button lets you purchase instantly.

• Real-time price tracking in USD.

• Works on web and mobile (Android/iOS).

If you're serious about crypto, consider moving larger amounts to a hardware wallet you control. The Paybis wallet is great for active trading amounts, not your entire crypto retirement fund.

Payment Options Galore

Paybis supports the usual suspects (credit cards, bank transfers) plus regional favorites like Giropay, Astropay, PIX, Khipu, WebPay, PSE, and SPEI. However, some major banks won't process payments to crypto exchanges—including Chase, Goldman Sachs, Royal Bank of Canada, and Capital One.

Pro tip: If your card gets declined, it's probably your bank blocking it, not Paybis. Some banks charge up to 5% cash advance fees on crypto purchases, so check with your bank first.

Who Should Use Paybis?

You'll probably like Paybis if you:

• Want to buy crypto without learning advanced trading strategies.

• Value responsive customer support over rock-bottom fees.

• Need to use specific payment methods not available elsewhere.

• Appreciate regulatory compliance and transparency.

Looking for a reliable way to start your crypto journey without the complexity? 👉 Check out Paybis—it's built for real people, not just crypto nerds.

You might prefer something else if you:

• Want the absolute lowest fees (try a peer-to-peer platform).

• Need advanced trading tools and charts.

• Want to trade obscure altcoins.

• Live in restricted US states.

The Crypto Selection Reality

Paybis lets you buy 80+ cryptocurrencies, covering the major players: Bitcoin, Ethereum, Solana, Cardano, Chainlink, Uniswap, Aave, and plenty of others. You'll also find stablecoins like USDT and USDC.

The catch? You can only sell nine of them: Bitcoin, Ethereum, USD Coin, Tether, Cardano, Dogecoin, Solana, Polygon, and Litecoin. If you buy anything else, you'll need to transfer it to another platform to cash out.

Cashing Out Your Crypto

Selling is straightforward: pick your crypto, choose your withdrawal method (bank transfer, Neteller, or Skrill), enter the amount, and provide your payment details.

Important notes:

• Withdrawals only process on banking business days.

• SEPA transfers are the only option for outgoing bank transfers.

• Revolut accounts aren't supported for payouts.

Trying to decide if Paybis fits your needs? 👉 See why users in 180+ countries trust Paybis for simple, secure crypto transactions.

Security: The Boring But Important Stuff

Paybis takes security seriously enough to get regulated in multiple countries. They're registered with FinCEN (US), FINTRAC (Canada), and as a VASP in Poland. This means they follow strict anti-money laundering and know-your-customer rules.

Your verification process includes identity confirmation that typically takes 15 minutes. Yes, it's an extra step, but it's why your account is harder to hack and why regulators leave them alone.

The custodial wallet means Paybis holds your private keys. For many users, this is actually safer than trying to manage their own keys and potentially losing them. Just remember: not your keys, not your crypto. Use the Paybis wallet for amounts you're comfortable with them holding.

Real Talk: Is Paybis Worth It?

If you're reading this, you probably want to know one thing: should you use Paybis or look elsewhere?

Use Paybis when:

• You're new to crypto and want a platform that doesn't assume you know everything.

• You need customer support that actually helps instead of sending canned responses.

• You value convenience over squeezing out every fraction of a percent in fees.

• You want regulatory compliance and transparency.

Skip it when:

• You're an experienced trader who needs advanced tools.

• You're hunting for the absolute lowest fees at any cost.

• You want to trade crypto pairs instead of just buying with fiat.

• You need to buy and sell obscure tokens.

The Bottom Line

In the crowded crypto exchange market, Paybis isn't trying to be everything to everyone. They've picked their lane—making crypto buying and selling accessible for regular people—and they stick to it.

The platform works particularly well for newcomers who want a trusted entry point into crypto without the intimidation factor of complex trading platforms. The fees are higher than some competitors, but you're paying for simplicity, speed, and responsive support.

For 2025, Paybis remains a solid choice if you prioritize ease of use and reliability over having every possible feature. It's not the flashiest platform, but sometimes boring and reliable beats exciting and complicated.

Wrapping Up

Paybis has spent over a decade building a reputation for straightforward crypto transactions. With $2.6 billion processed and users in 180+ countries, they've proven they can deliver on their promise: making crypto accessible without making it confusing.

Whether you're buying your first $50 of Bitcoin or moving larger amounts, Paybis offers the infrastructure, security, and support to make it happen. It's not perfect—no platform is—but it's refreshingly honest about what it does well and what it doesn't try to do at all. Ready to experience crypto trading that respects your time and intelligence? 👉 Start your journey with Paybis today.