Looking for a Better Way to Buy Crypto? Here's What You Need to Know About Your Options

Buying cryptocurrency shouldn't feel like navigating a maze of fees and limited payment options. Whether you're a first-time buyer or a seasoned crypto enthusiast, finding a reliable crypto onramp platform with competitive rates and flexible payment methods can make all the difference. In this comparison, we'll walk you through two popular platforms—Paybis and Swapped.com—so you can decide which one fits your needs without overpaying or settling for less.

What Paybis Brings to the Table

Paybis has been around long enough to earn its reputation as a go-to crypto onramp for users worldwide. It supports a wide range of cryptocurrencies and works in over 180 countries, making it accessible for most people looking to convert fiat to crypto quickly.

The platform offers around 25 payment methods, including credit cards, bank transfers, and e-wallets. If you're someone who values having lots of crypto options—over 90 different digital assets—Paybis delivers on variety.

But variety comes at a cost. Literally.

Where Paybis Shines (and Where It Doesn't)

What works:

• Available globally with support in 180+ countries

• Supports 90+ cryptocurrencies, giving you plenty of choices

• Decent selection of payment methods for most mainstream users

What doesn't:

• Fees tend to run higher than competitors

• Fewer localized payment options, especially in emerging markets

• Not available in certain US states, which can be frustrating

If you don't mind paying a bit more for convenience and want access to a massive catalog of crypto assets, Paybis gets the job done. But if you're fee-conscious or prefer more local payment flexibility, you might want to keep reading.

Enter Swapped.com: The Platform Built on Lower Fees and More Payment Options

Swapped.com launched in 2025 with a simple mission: make crypto accessible without the premium price tag. The founders noticed that mainstream platforms were charging high fees, offering limited payment methods, and creating clunky user experiences. So they built something better.

The platform supports over 40 local payment methods—more than most competitors—and consistently delivers some of the lowest fees in the industry. That means more of your money goes toward buying crypto instead of covering transaction costs.

What Makes Swapped.com Different

What you'll love:

• Over 40 local payment methods, including options you won't find elsewhere

• Industry-leading low fees that save you money on every transaction

• Transparent pricing with no hidden charges or surprise costs

• Full widget customization for merchants integrating crypto payments

The trade-offs:

• Supports 35+ crypto assets (still covers all the popular ones like Bitcoin and Ethereum, but fewer niche coins)

• Not available in select US states

For most people buying Bitcoin, Ethereum, or other major cryptocurrencies, the lower fees and broader payment options make Swapped.com the smarter choice. And if you're thinking about switching platforms, you're not alone—users are gravitating toward Swapped.com's transparent, user-first approach.

👉 See how much you can save on your next crypto purchase with lower fees

The Head-to-Head Breakdown

Let's cut through the marketing speak and look at the numbers:

Feature

Paybis

Swapped.com

Main region

Global

Global

Trustpilot Score

3.9

4.8

Cryptocurrencies

90+

35+

Payment methods

25+

40+

Supported countries

180+

150+

Supported fiat currencies

80

28

Fees

Mostly higher

Mostly lower

The data tells a clear story. Paybis offers more cryptocurrencies and fiat currency options, but Swapped.com beats it where it counts for most users: fees, payment flexibility, and customer satisfaction (check those Trustpilot scores).

So Which Platform Should You Choose?

Here's the thing—both platforms work. They're legitimate, they're global, and they'll get you from fiat to crypto. But they serve different priorities.

Go with Paybis if:

• You're hunting for obscure altcoins and need access to 90+ different cryptocurrencies

• You're comfortable paying higher fees for added convenience

• You need support for less common fiat currencies

Go with Swapped.com if:

• You want to buy Bitcoin, Ethereum, or other popular cryptos without overpaying

• You value having more payment options, especially localized methods

• You prefer transparent pricing and lower fees on every transaction

For most people, especially those focused on major cryptocurrencies and keeping costs down, Swapped.com is the better bet. The lower fees add up fast if you're making regular purchases, and the broader payment options mean you can buy crypto using whatever method works best in your region.

If you've been using platforms that charge premium prices for basic services, it might be time to consider making a switch. More payment flexibility, lower costs, and a better user experience—that's what modern crypto buying should look like.

👉 Start saving on fees with a better crypto onramp solution

The Bottom Line

Choosing the right crypto onramp isn't just about finding a platform that works—it's about finding one that works for you without eating into your budget. Paybis serves its purpose if you need extensive cryptocurrency variety and don't mind the higher costs. But for most users buying popular digital assets, Swapped.com offers lower fees, more payment methods, and a smoother overall experience. In 2025, that combination is hard to ignore. If saving money while getting access to the cryptocurrencies that matter is your priority, platforms like Paybis might help, but exploring alternatives with better rates and broader payment support could be the smarter move.