Feeling  mounting bills? Millions face the same problem?and relief is just one phone call away. Call **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## Top Reasons to Hire Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• Over 20 years of legal practice

• - Direct access to Doug ? no call centers

• - Flat-fee pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with flexible appointments

• - Centrally located Hartland office serving Southeast Michigan

Call **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out credit cards and medical bills. It allows for a fresh financial start by discharging debt like:

• Credit cards

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

Visit: https://chapter7lawyermichigan.com/ 

Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Call **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a longer-term option for people with a job who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.