Are you  debt? Millions face the same problem?and relief is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward financial freedom. Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## Benefits of Choosing Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• More than 18 years of professional success

• - Personal access to Doug ? no paralegals

• - Flat-fee pricing tailored to your budget

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

Call **248 882 0838** now for a free consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a quick reset by discharging debt like:

• Charge accounts

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Overdue energy bills

• - Old IRS debt

Visit: https://chapter7lawyermichigan.com/ 

Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a flexible option for people with consistent pay who need to catch up on debt. This plan lasts 36 to 60 months and allows you to:

• Stop losing your house

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.