Feeling  mounting bills? You?re not alone?and a fresh start is just one phone call away. Reach out to **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and begin moving toward financial freedom. Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## Top Reasons to Hire Doug Dern

When it comes to understanding debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• Over 20 years of professional success

• - Direct access to Doug ? no paralegals

• - Affordable pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a clean slate by discharging debt like:

• Credit cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Some back taxes

Visit: https://chapter7lawyermichigan.com/ 

Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Phone us at **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a longer-term option for people with a job who need to reorganize debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.