Activating your BMO card online is simple and can usually be completed in a few minutes. To start using your new BMO credit card, go to the secure activation page and enter your new 16-digit credit card number.
Open your browser and go to bmo.com/activate.
Enter your BMO card details on the activation page.
If you are activating through BMO Digital Banking, sign in to your BMO account.
From the Account Summary screen, select your credit card.
Click Manage card.
Choose Activate your card.
Follow the on-screen instructions to complete the activation.
If you are using the BMO Mobile Banking app, sign in with your BMO details and select your card activation option. BMO says users can register for mobile banking using a debit card or credit card number.
For a BMO Corporate Card, you may need to enter your 16-digit card number, expiration date, and security code on the corporate card activation page.
Once your BMO card is activated, you can start using it for purchases, payments, and online transactions. Always use the official BMO website or app and avoid unofficial activation pages.
Prefer using your mobile? Here is how to activate via the BMO Mobile Banking App:
Step 1 — Download the BMO Mobile Banking App from App Store or Google Play.
Step 2 — Sign in with your BMO Online Banking credentials.
Step 3 — Tap My Accounts and select your new BMO card.
Step 4 — Tap Activate Card and follow the on-screen steps.
Step 5 — Done — your card is active and ready to use.
The BMO Mobile App is the fastest way to activate your card — it takes less than 3 minutes.
Activation at bmo.com/activate takes less than 5 minutes. Your card works immediately after confirmation.
Yes. Both BMO debit cards and credit cards can be activated at bmo.com/activate using the same steps.
No. You can activate your BMO card online at bmo.com/activate without calling anyone.
No. Your BMO card will not work until it is activated.
No. BMO card activation at bmo.com/activate is completely free.
Clear your cache, disable VPN, recheck your card details, and try again.