ALAN KAYE
Specialist in Insurance
Alan Kaye Insurance Specialist
Alan Kaye - Health Insurance Basics
Alan Kaye What is health insurance?
Health insurance is an umbrella term; there are different kinds of health insurance products to cover different kinds of healthcare needs. Medical health insurance benefits may include preventive care (that annual physical doesn’t stop when you graduate high school) and benefits for illnesses and accidents, either in or out of the hospital.
Health insurance covers cost of an insured individual's medical and surgical expenses. Subject to the terms of insurance coverage, either the insured pays costs out-of-pocket and is subsequently reimbursed or the insurance company reimburses costs directly.
The term refers to a variety of insurance policies, ranging from those that cover the costs of doctors and hospitals to those that meet a specific need—like vision or dental coverage. When most of us talk about health insurance, however, we refer to the kind of plan that covers doctor bills, surgery and hospital costs
There are several health insurance policies available in the market. To enjoy cover without any hassles, you need to find the policy that best looks after your unique needs.
Alan Kaye It is crucial to be realistic when assessing your current lifestyle to project the required life coverage from the term insurance.
