Alan Kaye Both businesses and individuals buy insurance to protect themselves against the uncertainties that cause financial as well as personal loss. The smooth functioning of our families, businesses, corporations—of society itself—cannot be effectively sustained without insurance protection against losses that may arise unexpectedly at some point in our lives.

Securing the right types of insurance as well as the right amounts can make the difference between a successful business and one that is crippled due to non-insured or under-insured losses. 

Alan Kaye - That being said, insurance can be quite costly so to avoid spending money on coverage you don't need, consider carefully the various types of insurance customarily available to small businesses, before you talk to your insurance agent