Alan Kaye How to choose the right health insurance plan

Alan Kaye - How to choose the right health insurance plan

Alan Kaye - Whether you’re trying to find the best type of plan to choose through your employer-sponsored coverage, or you’re just beginning to look into your individual health insurance options, this guide aims to breakdown the basics and provide you with additional resources to supplement your insurance journey.

Health insurance is designed to protect you and your family from the costs of the medical services you need when you’re sick or injured. You choose a plan and agree to pay a specific rate, or premium, each month.

Alan Kaye - Your insurer then agrees to pay a portion of your covered health care costs. These payments are typically based on discounts that health insurers negotiate with doctors or hospitals.