Embedded Files
1. Register at howthemarketworks.com and practice sample trading (buy/sell) via your personal account
2. Join our contest: shs1819 (Hint: find contest via the search bar... or this link ) SHS1819
3. Do research on MSN Money before buying
4. Become the winner of our Stock Market Contest!!!
Resources:
What is the New York Stock Exchange?
What is the Dow Jones Industrial Average?
Major economic indicators (GDP/CPI/Jobs)
Supply and demand in the stock market
Percentages, fractions and ratios...
Building a diversified portfolio
Comparative economic systems: Capitalism, Socialism and Communism
How to Invest in Stocks (thestreet.com)
Activities (attached below)
Market Efficiency & Timing.doc
Time Value of Money.doc
My Investing Plan.doc
Online Calculators
ChooseToSave Index of Calculators
MoneyChimp Rule of 72 Calculator
MoneyChimp Compound Interest Calculator
How to become a millionaire calculator
TheMint.org
When will You Be a Millionaire
The Compounding Calculator (average returns)
The Compounding Calculator (recent returns)
Know the Risks (attached below)
Activity 4.7, My Risk Tolerance (rutgers.edu)
EJ: The Role of Risk in Investing.pdf
EJ: Too Much of a Good Thing.pdf
EJ: Women Must Plan Carefully for Retirement.pdf
Determining Risk & the Risk Pyramid
Know Your Enemy
Role of Inflation on the Economy
Ten Ways to Beat Inflation (Forbes.com)
How They Did It (attached below)
Built a $1 Million Business.pdf
Stashed $1.4 Million in Savings.pdf
Erased $70,000 in Debt.pdf
Paid for College on His Own.pdf
Essential Question
What are the financial saving & investing principles that should guide consumer decisions?
Key Vocabulary
• Annual percentage yield
• Capital gains
• Commissions
• Compound interest
• Diversification
• Dividends
• Financial investment
• Inflation
• Investment
• Liquidity
• Market value
• Maturity date
• Principle
• Pyramid of investment
• Rate of return
• Risk
• Stockbroker
Instructional Objectives
A: Identify the opportunity cost of spending and saving.
B: Recognize financial investments as options for savings.
C: Explain the advantages of compounding.
D: Predict how much savings will be needed to achieve goals.
E: Describe types of financial investment risk.
F: Describe the relationship between financial investment risk and return.
G: Distinguish between real and nominal rate of return.
H: Summarize how inflation affects spending and saving decisions.
I: Compare the characteristics of several financial investments, including savings
accounts, stocks, bonds, mutual funds and real estate.
J: Explain how interest rates are determined.
K: Compare the features of savings accounts among financial institutions.
L: Identify the trade-offs related to various financial investment options.
M: Identify the costs and benefits of trading stocks.
N: Explain the role of brokers.
Theme Rationale
Everyone must learn the value of saving and investing. Everyone needs to learn to save for
emergencies and long-term goals such as retirement. Statistics show that Americans do not save.
In fact, the most recent statistics indicate that the savings rate in the U.S. is negative. To
improve the situation, students must have knowledge and skills to meet the challenge of paying current expenses and saving for the future.
Video: Saving and Investments: Marshmallow Test (ABSA Bank, 1:58 min)
Page updated
Google Sites
Report abuse