FALL 2025
09/09/2025, Tuesday, 12noon – 1 pm CT
Xiang Li (Fordham University)
Title of paper: “Does the Disclosure of Consumer Complaints Reduce Racial Disparities in the Mortgage Lending Market?”
09/23/2025, Tuesday, 12noon – 1 pm CT
Ankit Kalda (Indiana University), Vikas Soni (University of South Florida), Qianfan Wu (Indiana University)
Title of paper: "Partisan Inequality in Property Tax Assessments: A Fiscal Burden on Political Minorities"
10/07/2025, Tuesday, 12noon – 1 pm CT
Kunal Sachdeva (University of Michigan), Sofia Amaral (World Bank) and Andre Silva (Federal Reserve Board)
Title of paper: “Credit Market Consequences of Divorce: Evidence from a Infidelity Platform Data Breach”.
10/14/2025, Tuesday, 12noon – 1 pm CT
Lakshmi Naaraayanan (London Business School), Maxime Bonelli (London Business School), Pulak Ghosh (IIM Bangalore), Purnoor Tak (London Business School)
Title of paper: “Divine Catalysts: Religion and Portfolio Choices”.
10/28/2025, Tuesday, 12noon – 1 pm CT
Aras Canipek (Columbia Business School)
Title of paper: "The Accredited Investor Definition, Private Investments, and Wealth Inequality in the U.S.".
11/04/2025, Tuesday, 12noon – 1 pm CT
Paolina Medina (University of Houston), Michael King (Trinity College Dublin), Benjamin Radoc (Ateneo de Manila University), Roland Umanan (Trinity College Dublin)
Title of paper: “What Matters for Consumer Credit Choice? Evidence from the Philippine Digital Credit Market”.
11/11/2025, Tuesday, 12noon – 1 pm CT
Nishant Vats (Washington University in St. Louis), Pulak Ghosh (IIMB), Nicola Limodio (Bocconi University)
Title of paper: “Household Portfolio and Deposit Insurance: Implications for the Supply of Safe Assets”.
12/02/2025, Tuesday, 12noon – 1 pm CT
Julia Fonseca (University of Illinois at Urbana-Champaign), Victor Duarte (UIUC), Divji Kohli (UIUC), and Julian Reif (UIUC and NBER)
Title of paper: "The Effects of Deleting Medical Debt from Consumer Credit Reports".
Co-organizers links: William Bazley (KU), Charlotte Haendler (SMU) & Lubo Litov (OU)
SPRING 2025
2/11/25, Tuesday, 12noon-1pm CT:
Paul Freed (University of South Carolina) joint with John Hackney (University of South Carolina)
Title of paper: “Financial Literacy and Financial Crime: A Regression Discontinuity Approach”
2/18/25, Tuesday, 12noon-1pm CT:
Avantika Pal (University of Illinois - Urbana Champaign)
Title of paper: “Time on Your Side: Labor Market Effects of Foreclosure Delays”
3/04/25, Tuesday, 12noon-1pm CT:
Marco Giacoletti (University of Southern California) joint with Jorge De La Roca (University of Southern California) and Lizhong Liu (University of Southern California)
Title of paper: “Mortgage Rates and Rents: Evidence from Local Mortgage Lock-in Effects”
3/11/25, Tuesday, 12noon-1pm CT:
Morteza Momeni (Dartmouth College)
Title of paper: “Competition and Shrouded Attributes in Auto Loan Markets”
3/25/25, Tuesday, 12noon-1pm CT:
Leming Lin (University of Pittsburgh) joint with Atanas Mihov (University of Kansas) and Xun Xiuong (University of Kansas)
Title of paper: “Fiscal Stimulus and Housing Booms: Evidence from the 2003 Tax Cuts”
4/01/25, Tuesday, 12noon-1pm CT:
Janet Gao (Georgetown University) joint with Livia Yi (Boston College) and David Zhang (Rice University)
Title of paper: "Algorithmic Underwriting in High Risk Mortgage Markets"
4/08/25, Tuesday, 12noon-1pm CT:
Rawley Heimer (Arizona State University) joint with Changhyun Ahn (Chinese University of Hong Kong)
Title of paper: "The Wealth Draw-down of the Fabulously Rich: Insights from Private Family Foundations"
4/22/25, Tuesday, 12noon-1pm CT:
Sharada Sridhar (Georgia Tech) joint with Michaela Pagel (Washington University in St. Louis) and Emily Williams (Harvard Business School)
Title of paper: “Bank Fees and Household Financial Well-Being”
Co-organizers links: William Bazley (KU) & Lubo Litov (OU)
FALL 2024
9/3/24, Tuesday, 12noon-1pm CT:
Joseph Hall (Stanford University)
Title of paper: “Credit Cards and Retail Firms: Historical Evidence from the U.S.”
9/17/24, Tuesday, 12noon-1pm CT:
Francis Wong (Ludwig Maximilian University of Munich) joint with Raymond Kluender (HBS), Neale Mahoney (Stanford University) and Wesley Yin (UCLA)
Title of paper: “The Effects of Medical Debt Relief: Evidence from Two Randomized Experiments”
9/24/24, Tuesday, 12noon-1pm CT:
Erik Mayer (University of Wisconsin - Madison) joint with W. Scott Frame (Structured Finance Association), Kristopher Gerardi (Federal Reserve Bank of Atlanta), Billy Xu (University of Rochester), and Lawrence Zhao (Texas Tech University)
Title of paper: “Government Litigation Risk and the Decline in Low-Income Mortgage Lending”
10/1/24, Tuesday, 12noon-1pm CT:
Mohammad Ghaderi (University of Kansas) joint with Sang Byung Seo (University of Wisconsin-Madison) and Ivan Shaliastovich (University of Wisconsin-Madison)
Title of paper: “Learning, Subjective Beliefs, and Time-varying Preferences for Different Inflation Ranges”
10/15/24, Tuesday, 12noon-1pm CT:
Michael Gelman (University of Delaware) joint with Andrew MacKinlay (Virginia Tech)
Title of paper: “Open to All Comers: How Unsought Deposit Inflows Affect Banks”
10/29/24, Tuesday, 12noon-1pm CT:
Scott Guernsey (University of Tennessee) joint with Matthew Serfling (University of Tennessee)
Title of paper: “Marijuana Legalization and Firms’ Cost of Equity”
11/12/24, Tuesday, 12noon-1pm CT:
Jacopo Magnani (Norwegian University of Science and Technology) joint with Brice Corgnet (Emlyon Business School) and Yao Thibaut Kpegli (Ecole Normale Superieure)
Title of paper: “Stocks as Lotteries? An Experimental Test of Expected Utility vs Prospect Theory Models”
12/3/24, Tuesday, 12noon-1pm CT:
Sandro Ambühl (University of Zurich)
Title of paper: “Is Trading Hazardous to Your Utility?”
SPRING 2024 (see also link to Spring 2024 schedule at https://sites.google.com/view/household-finance-seminar/sessions)
3/5/24, Tuesday, 5-6 pm CT:
Lu Liu (University of Pennsylvania) joint with Julia Fonseca (UIUC), Title of paper: “Mortgage Lock-In, Mobility, and Labor Reallocation”
3/19/24, Tuesday, 5-6 pm CT:
Kyle Zimmerschied (University of Missouri), Title of paper: “Diversifying Labor Income Risk: Evidence from Income Pooling”
4/2/24, Tuesday, 5-6 pm CT:
Augustin Hurtado (University of Maryland) joint with Jung Sakong (Virginia Tech), Title of paper: “The Effect of Minority Bank Ownership on Minority Credit”
William Bazley (University of Kansas) joint with Carina Cuculiza (Oklahoma State University), and George Korniotis (Univ. of Miami), Title of paper: “Discrimination and Preference Primitives”
Jacelly Cespedes (University of Minnesota), joint with Erica Jiang (USC), Carlos Parra (Pontificia Chile), and Jinyuan Zhang (UCLA), Title of paper: “Branching Out Inequality: The Impact of Credit Equality Policies”
Charlotte Haendler (Southern Methodist University), Title of paper: “Keeping Up in the Digital Era: How Mobile Technology Is Reshaping the Banking Sector”
FALL 2023
Link to schedule at https://sites.google.com/view/household-finance-seminar/past-seminars?authuser=0 or https://www.ou.edu/price/finance/faculty/lubomirlitov/finance-household-readings-group