Credit Enquiry Services

DMSDSolutions’ customer credit reports have long been at the heart of personal lending in South Africa’s major financial services markets.

DMSDSolutions provides extensive information about the credit status of individuals by combining publicly available records with credit account details received from major credit providers and collection companies in South Africa. This information helps you assess a credit applicant’s ability to honour a financial agreement and also alerts you to the possibility of fraud.

Post by DMSDSolutions pty ltd.

Benefits of customer credit reports

Use customer credit reports to make the most intelligent lending decisions and ensure the profitability of your lending services.

· Maximise profitable lending

· Accurate loan decisions

· Reduce Bad Debt

· Prevent fraud

· Assess affordability

· Reduce cost of credit

· Price for risk

Features of DMSDSolutions’ consumer credit reports

Trusted credit reports supply the following data points and more:

· Customer identification – includes source of information

· Additional address information – other known previous addresses

· Telephone information

· Employer information

· All outstanding accounts and balances

· Status history

· Summary of payment history

· Previous enquiry information

· Defaults on account payments

· Collection information

· Court information of consumers with financially related judgements, Administration orders and sequestrations

· Consumers under debt restructure