Your home is one of your largest and most valuable investments, so it is important that you insure it against loss. Homeowners insurance is relatively inexpensive when you consider the coverage you receive. Contact us and we will make sure we insure your house for the proper amount so you can rebuild or replace the damaged items.

Our homeowners policies cover losses to your home, minus your deductible. Your personal belongings are also protected while on or off the premises. Additionally you will be covered against liabilities that may arise at your home. These policies provide coverage for damage caused by the most common types of losses, such as fire, theft, and wind. If you rent and do not own, you should contact us about a Renters or Tenants Policy.  This gives you coverage for your personal property and also provides you with liability coverage.  These policies are often less than $150 per year.  

FLOOD DAMAGE NEEDS TO BE COVERED BY A SEPARATE FLOOD POLICY.  THE HOMEOWNERS POLICY DOES NOT COVER YOU FOR DAMAGE CAUSED BY A FLOOD.

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