📞 888-819-6388 🌐 www.figure.com 📍 build@figure.com
📞 888-819-6388 🌐 www.figure.com 📍 build@figure.com
Contractor portal
Seamlessly track customer applications
No dealer fees
Quick, easy contractor onboarding
Start offering financing in as little as 2 days
No prepayment penalties
Automatic Reamortizations
Redraw options (1,2)
30-year terms available (7)
10, 15, and 20-year terms also available (7)
Funding in as few as 5 days (3)
Most $400K approvals without appraisal (6)
$15K - $750K loans offered (6)
Minimums differ in TX ($35K) and AK ($25K) (6)
100% upfront funding (1)
Lower interest rates (7) than personal loans or credit cards (5)
FICO scores as low as 600 – Eligible for a line of credit, subject to approval
Simple, fast process
Contractors can share dedicated application links with homeowners.
5-minute approval process includes a soft credit check during prequalification (4).
100% online application means no hassle and fast answers.
Funding in as few as 5 days (3), 100% draw upfront (1,2).
Cash customer delivered to you — Figure’s role is complete once funding is received.
Link ensures the homeowner receives preferred pricing and tracks the application through the contractor’s portal for visibility.
Qualified applicants are presented with 10, 15, 20, and 30-year options (7).
Manage the project and collect payment from customers on your terms.
Quick and easy approval
Get approved in as little as 5 minutes and access funding in just 5 days, so your project starts on time without delays.
A minimum 640 FICO score is required for approval.
Flexible terms for your needs
Borrow up to $750,000 and choose terms that work best for you: 10, 15, 20, or 30-year loan terms with no prepayment penalties.
Clear, predictable payments
Enjoy a fixed interest rate and transparent payment schedule. No surprises, no hidden fees.
Use the funds your way
Whether it’s installing solar panels, adding an ADU, or landscaping your backyard, you have flexibility to use your funds as you see fit.
Looking to remodel, build an ADU, install a pool, or upgrade landscaping?
A Figure Home Equity Line of Credit (HELOC) lets you make the switch to clean energy, expand your living space, or enhance your outdoor area while keeping payments manageable. Fund your projects with your home equity and avoid the hassle of traditional loans.