Planning to Retire
Cost for Dental and Vision Benefits in Retirement:
Rates are below. (no change since 2017)
Payments are due 7/1, 10/1, 1/1, 4/1 of each year. Plan year remains January 1 - December 31
Family Coverage
Dental Only = $900 per year
or $225 per quarter
Dental & Vision $1300 per year
or $325 per quarter
$2000 max per person / $4000 max per family Dental Benefit
$300 Vision Benefit per family
Individual Coverage
Dental Only = $500 per year
or $125 per quarter
Dental & Vision $700 per year
or $175 per quarter
$2000 max individual Dental Benefit
$300 Vision Benefit
In retirement, you are eligible for dental and vision benefits. PVFT members may join a legal plan on their own by contacting NYSUT directly. Unfortunately, CSEA members do not have the option at retirement.
How to prepare for retirement:
PV Payroll and Benefits will notify Welfare Trust Fund of all retirees who are eligible to join the Welfare Trust Fund.
You will receive an email from the WTF with your retiree information. including our choices and rates. You will respond to that email with your benefit choice, home email address, and all contact information.
If you elect to continue benefits in your retirement, WTF will send you your first quarterly payment coupon and an election form for Auto Debit payment. You may complete the form with your WTF representative or email it directly to benefits@tpgplans.org.
Decide if you are planning to become a member of the Welfare Trust Fund as a retiree.
You have 6 months from your effective date of retirement to make the decision. Should you decide to join within the 6-month period, payment will be retroactive to the date of retirement.
You may join alone or with your spouse. You may not add a spouse at a later date unless there is a life qualifying event. Neither may join after the 6 months grace period.
If you or your spouse decide to leave the plan, you will not be permitted to rejoin at any time.
You will not be notified that your 6 months grace period is coming to close, so please pay attention to your dates.
Communication from WTF will be email or mail from The Preferred Group. Keep your email address current with wtf@pvtrustfund.org.
Full document of benefits can be found on our Benefits page here.