My purpose is to develop research designs and interventions to give voice to people struggling to navigate the current financial system. For these interventions, the cultural learning pathways framework (Bell et al., 2012) and the notion of consequential transitions (Barron, 2006) are helpful to integrate elements such as everyday learning, learning across boundaries, and learning through time (Esmonde, 2016). It is essential to incorporate learners' sociohistorical contexts, learning ecologies, and their relationship with their social, political, and cultural discourses.
The results of these interventions will inform my proposal of a sociocritical approach to financial literacy. I'm looking forward to providing low-income communities with "ways to understand how to respond to oppression and the consequences of poverty" (Gutiérrez, 2008) by taking control of their finances instead of being revictimized and criticized for their situation.
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This project explores how people use online learning spaces to learn how to manage their personal finances. We observe the interactions and contents of online social media platforms where people have public conversations and share questions about random topics. Our goal is to examine the contents that people share, who is engaged in the conversation, what are the questions asked, and what is the quality of the interactions generated in those learning spaces.
This research project explore the ideas around the notion of financial inclusion and the role of financial technologies from the perspective of two different groups: fintech company leaders and rural communities. Drawing on qualitative research methodologies, the design of this project includes group and individual activities such as workshops, focus groups, and interviews. We are looking to collect information about the gap between the theoretical implications of financial inclusion and their practical application in the context of rural communities.