TAKE CHARGE TODAY/PG FIN LIT OUTLINE

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Resource: Take Charge Today (free) Curriculum Suggested Lessons 

*Click on individual lessons to see the TCT cover page that details content, teaching strategies, an what students can do and access the teacher instructions and more for each lesson.                        

Unit 1 Financial Decision Making 

• Money in Your Life 

• Setting Financial Goals

• Financial Decisions 

  • Culminating Activity or Summative Assessment Choices

    • A Collage of My Life 

Unit 2 Career Development 

• Invest in Yourself 

• Planning for Higher Education 

• Paying for Higher Education 

• Career Exploration 

• Get a Job 

• Getting Paid 

  • Culminating Activity or Summative Assessment Choices

    • Career Path Interview Assessment 

Unit 3 Managing Money 

• Introduction to Depository Institutions 

• Statement of Financial Position 

• Income and Expense Statement

• Spending Plans

• Basics of Taxes 

• Paying Your Income Taxes 

  • Culminating Activities or Summative Assessment Choices

    • My Money Management Guide Assessment 

    • Budgeting for Income and Expenses - An Online Simulation using Mint (links and videos available on TCT Website)  

    • TurboTax - An Online Simulation (links and videos available on TCT Website)

Unit 4 Credit and Debt Management 

• Credit Basics 

• Credit Reports and Scores

• Understanding Credit Cards  

  • Culminating Activities or Summative Assessment Choices

    • Analyzing a Credit Report & Score - a Mint Online Simulation from TCT & Intuit Education 

    • Evaluating Credit Card Offers - a Mint Online Simulation from TCT & Intuit Education 

Unit 5 Spending and Protection 

• Major Expenditures: Housing, Transportation, and Food

• Smart Consumer Spending 

• Protecting Yourself from Fraud: Identity Theft 

• Types of Insurance 

  • Culminating Activities or Summative Assessment Choices 

    • Finding an Apartment 

    • Purchasing an Automobile 

Unit 6 Saving and Investing 

• Choose to Save 

• Savings Tools 

• Rule of 72 or Time Value of Money Math 

• The Fundamentals of Investing 

  • Culminating Activities or Summative Assessment Choices

    • Researching Stocks: An Investment Portfolio Simulation (can be done by individual students or in small groups) 

    • It's My Life Assessment 

    • Comparing Savings Accounts - a Mint Online Simulation from TCT & Intuit Education