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OSAP and Paying for Post-Secondary Education
The following are common sources of funds used by students and their families for higher education:
1. Personal savings (from summer jobs, etc.)
2. Help from family (RESPs & other support)
3. Government loans & grants
4. Private loans (lines of credit from banks, etc.)
5. Working during the school year
Government Loans: OSAP - Ontario Student Assistance Program
For more information and application: ontario.ca/osap
*New for this year, OSAP can be linked to your college and university applications. You can have OSAP receive your program information directly. To take advantage of this feature, when applying to OCAS or OUAC make sure to accept this option. It will make your application easier, faster and allow you to compare how much OSAP funding you will receive based on each program's costs.
See this link for how to apply for OSAP.
Timelines
OSAP applications open typically in November the year before you start school but you can apply as late the start of your first term at college/university.
Applying early allows you to get an answer on your loan and grant amounts earlier. You will need to complete one application for every program you apply for however.
A GOOD SOURCE FOR FINANCIAL INFORMATION IS YOUR COLLEGE OR UNIVERSITY'S FINANCIAL AID OFFICE.
LOCAL OFFICES:
1) ALGONQUIN COLLEGE
ROOM C225
1385 WOODROFFE AVENUE
OTTAWA, ONTARIO, K2G 1V8
613-727-4723 EXT. 7678
E-MAIL: FINANCIALAID@ALGONQUINCOLLEGE.COM
HTTP://WWW3.ALGONQUINCOLLEGE.COM/RO/PAY/FINANCIAL-AID/
2) CARLETON UNIVERSITY
202 ROBERTSON HALL
1125 COLONEL BY DRIVE
OTTAWA, ONTARIO, K1S 5B6
613-520-3600
E-MAIL: AWARDS@CARLETON.CA
3) UNIVERSITY OF OTTAWA
ROOM 3156
55 LAURIER EAST
OTTAWA, ONTARIO, K1N 6N5
613-562-5734
E-MAIL: LOANSANDAWARDS@UOTTAWA.CA
HTTP://WWW.REGISTRAR.UOTTAWA.CA/DEFAULT.ASPX?TABID=2654
ONCE YOU START SCHOOL ASK ABOUT WORK STUDY PROGRAMS ON YOUR CAMPUS—USUALLY RUN BY THE FINANCIAL AID DEPARTMENT. ALSO VISIT THE THE CAMPUS CAREER CENTER TO LOOK FOR ON-CAMPUS STUDENT JOBS.
WWW.HIGHEREDPOINTS.COM IS A UNIQUE PROGRAM THAT ALLOWS YOU TO CONVERT ANYONE’S LOYALTY POINTS INTO FUNDS FOR TUITION AND FOR LOAN REPAYMENTS AT OVER 80 PARTICIPATING INSTITUTIONS IN CANADA! VISIT WWW.HIGHEREDPOINTS.COM
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