NMI Gateway – Pricing (Billed Directly to Merchant)
Monthly Gateway Fee: ~$10–$25/month
Setup Fee: ~$0–$99 (varies)
Transaction Fee: ~$0.05–$0.10 per transaction
Customer Vault: $7.95/month + ~$0.074 per action
Token Vault (Advanced): $15/month + $0.15 per lifecycle event + $0.02 cryptogram fee
QuickBooks Integration (Bill Connect): $10/month
Fraud Tools (Standard): $5.75/month + $0.058 per transaction
Kount Fraud Manager: $7.95/month + $0.082 per transaction
Level III Advantage: $10.90/month + $0.109 per transaction
ACH (eCheck):
$15/month
$0.20 per transaction
$2.00 return fee
Mobile Gateway (Swipe / App):
$2.50–$3.65 per device/month
Encrypted Device Connection:
$9.35 per device/month
Tap-to-Pay (iPhone & Android):
$0/month device fee
$0.10 per transaction
Processor Connections (TSYS, Fiserv, Worldpay, etc.):
$8.00/month per MID
$0.067 per transaction
Electronic Check Setup: $25 (one-time)
Automatic Card Updater:
$6.40/month
$0.25 per update
Authvia TXT2PAY:
$5/month
$0.18 per conversation
Invoicing Module:
$5.40/month
$0.055 per invoice action
Payer Authentication (3D Secure):
$10/month
$0.10 per transaction
Shopify Integration:
$10/month
0.35% per transaction
Core Features Included
Virtual Terminal
Customer Database (Vault)
Recurring Billing
Invoicing
Payment Links
Reporting Dashboard
API / Developer Access
Multi-processor compatibility