Navigating Healthcare Insurance

How to use Insurance?

Insurance is important to have because it can help you pay for expenses regarding your physical and mental health. You can use insurance like credit cards. There are many insurance plans and companies you can choose from - you can even acquire more than one. Once you choose your insurance plan you will get an insurance card where you will get billed monthly to pay for it so it is useable. This is similar to a big savings account. If you need to use your insurance card, you can go to hospitals or clinics and ask which card they accept. If they accept, they will either help you pay for the expenses or help pay based on the plan you buy for the card. insurance card = credit card

Prepare to apply for health insurance

This is a list of information and items you should prepare to make your process of finding insurance easier!

• Have proof of identity (drivers license, passport, etc)

• Citizenship status and Social Security Number

  • SSN can satisfy both requirements, but if this is not the case for you make sure you have documents that state your citizenship status

• Documents to prove income

  • Bank records

  • Tax documents

• Know your household size

  • Do NOT include room mates or those not blood related to you

• Try to be as accurate and honest about past an current medical history

  • This can affect what type of health insurance plan that is offered to you

Common Healthcare Insurances

Shopping for Healthcare Insurance is like shopping for groceries! You will come across various healthcare insurances, like the ones below, where you will find the best plan that works for you based on factors like your income!