Quick Notes
✅ Add-on systems are allowed with lightreach (NOT allowed in CA)
add on systems CANNOT be added to the existing system.
Must ensure that the utility will allow multiple systems to connect to one meter
Check this link on Lightreach's portal to see more specifics. Scroll to "Section E: Multiple Systems." It is your responsibility to ensure your deal meets Lightreach's criteria. If denied, you will be asked to help your homeowner swap to a lender that will approve the add-on system
✅ Co-applicants allowed
sibling
spouse/domestic partner
parent/child
at least one applicant has to be pass credit
at least one applicant has to be on title
❌ Townhomes are not allowed
❌ Mobile Homes are not allowed
❌ Carports are not allowed
❌ NO overhang patios
❌ No pergolas allowed with Lightreach
❌ Ground mount systems are not allowed
❌ Tree trimming not allowed. Trees must be FULLY REMOVED to impact production estimates with Lightreach
Active Markets
TX
OH
FL
MO
IA
CA
Is the Lightreach Product transferable?
Yes. Homeowners can transfer their Lightreach agreement to a new homeowner.
680 credit score required
New homewoner needs to sign transfer agreement
Credit Check:
Soft check at prequal
no hard check
Credit requirements:
Min Credit Score: 680
Experian
Transunion
no bankruptcies within 7 years
Maximum lending amount:
Limit based off of kWh rate charged by utilty
Maximum PPW:
Lightreach has market specific caps for the max rate per kWh you can charge a homeowner.
If you have an electrical upgrade included in your project, Lightreach will allow you to charge 2-3 cents more per kWh to help cover the cost of the upgrade.
Adding batteries does not increase your kWh rate cap, but they do allow you to build in the battery price separate from the cost of the solar.
What is the reamortization period?
Leases do not have reamortization periods.
Instead, they have escalators. You can pick whether the homeowners payment will have a 0%, .99%, 1.99%, or 2.99% annual increase. The higher the escalator, the higher your ppw.
With lightreach in certain markets, homeowners do have the option to buyout the lease after five years at fair market value.
When can homeowners expect their first Lightreach payment?
In most instances first bill will come approx. 20 days after PTO. 30 Day billing cycles, with 15 day payment terms. Billing details available via homeowner's portal
Requirements for NTP from Lightreach
Signed Lightreach agreement
Signed Kin Home agreement
Pictures of ID (front and back)
Lightreach customer portal created
Customer needs to log in to the portal
complete the contract verification survey in the portal
input banking information (ACH)
title docs if necessary
Customer specific stips cleared
Additional Requirements for KCA from Kin Home
Full utility bill
Call pilot completed and uploaded
SS scheduled
project submitted on enerflo
Active Markets and Utilties
For a full list of Lightreach's active markets and utilities click here
Florida Active Utilties (lease)
Duke Energy *
Florida Power & Light (FP&L) *
Tampa Electric- (TECO) *
Orlando Utilities Commission (OUC) *
Kissimmee Utility Authority (KUA) *
Lee County Electric Cooperative (LCEC) *
Peace River Electric Coop (PREC) *
Sumter Electric Cooperative (SECO) *
Withlacoochee River Electric Cooperative (WREC) *
Lakeland Electric *
City of Tallahassee (Your Own Utilities) *
Gainesville Regional Utility (GRU) *
City of Winter Park *
Jacksonville Electric Authority (JEA) *
Ohio Active Utilties (Power Purchase Agreement)
AEP Ohio (fmr Ohio Power Co.)
AEP Ohio (fmr Columbus Southern Power Co.)
Ohio Edison (FirstEnergy)
The Illuminating Company (FirstEnergy)
Duke Ohio
AES Ohio (fmr Dayton Power & Light)
Toledo Edison (FirstEnergy)
Missouri Active Utilities (Lease)
Evergy - Metro*
Evergy - West*
Iowa Active Utilities
Alliant
Mid-American Energy
Texas Active Utilties (Lease or Power Purchase depending on utility)
We recognize that the state of Texas electric service territories and market conditions are unique and diverse. Please use the guidance below to determine if a customer is in 'deregulated ' or retail choice area and thus eligible for LightReach PPA, or if the customer is in one of our approved municipal or cooperative utilities and eligible for a LightReach Lease. Identifying the TDU and/or verifying a Retail Electric Provider is on the PUC of Texas list is a simple way to verify.
If the bill is administered by ANY of the retail electric provider ('REP') names and DBAs on the current PUCT list, then it is a retail choice area and eligible for a LightReach PPA:
Transmission Distribution Utilities (TDUs) with Retail Energy Providers (REPs)
Oncor Electric
CenterPoint Energy
American Electric Power Texas North (AEP - North)
American Electric Power Texas Central (AEP - Central)
Texas New Mexico Power Company (TNMP)
Lubbock Power & Light (municipal utility turned TDU in 2024)
Municipal, Cooperative, and IOUs (full-service)
El Paso Electric (TX)*
XCEL: Southwestern Public Service Company - TX*
Bartlett Electric Cooperative*
BlueBonnet Electric Cooperative*
CoServ Electric Cooperative*
College Station Utilities*
Denton Municipal Electric*
Entergy Texas*
Farmers Electric Cooperative*
Garland Power & Light*
Grayson Collin Electric Cooperative*
Guadalupe Valley Electric Cooperative*
Pedernales Electric Cooperative*
Sam Houston Electric Cooperative*
South Plains Electric Cooperative*
Tri-County Electric Cooperative*
Trinity Valley Electric Cooperative*
United Electric Cooperative*
Contact Lightreach Sales Support
Lightreach portal has chat support
Blank Lightreach PPA Agreement
Blank Lightreach Lease Agreement