Paying for College
Financial Literacy
Spending & Saving
Money In, Money Out
In this lesson, you'll learn how to:
Identify sources of income.
Identify expenses.
Track expenses.
Categorize expenses.
Create a system to manage income and expenses.
How to Create a Budget
In this lesson, you'll learn:
How to create a budget.
Budgets are a tool to improve spending patterns.
Spend Less Than You Make
In this lesson, you'll learn how:
To reduce expenses to ensure they don’t exceed income.
To differentiate between “want” expenses and “need” expenses.
Spending priorities reflect goals and values.
Spending habits affect personal satisfaction.
How to Save
In this lesson, you'll learn:
How to find money to save.
How to allocate money to a savings fund.
How to set financial goals.
Credit
What is Credit?
In this lesson, you'll learn:
Credit can be used as a financial tool.
Credit can be useful for big-ticket items.
Credit comes in many forms.
Effective interest rate allows consumers to compare different kinds of credit.
How to Improve Your Credit
In this lesson, you'll learn:
Tips and strategies for improving credit
Credit Reports & Credit Scores
In this lesson, you'll learn:
What information credit reports contain.
How credit reports and credit scores are used to determine creditworthiness.
How negative information in a credit report can affect financial options.
How to request a free credit report.
Credit & Debit Cards
In this lesson, you'll learn:
How credit cards work.
How debit cards work.
The difference between credit and debit cards.
The advantages and disadvantages that credit and debit cards offer.