Residential Claims

Residential Claims

The largest difference of Residential claims in comparison to Commercial claims is volume. The sheer volume of residential claims Insurance Carriers receive dramatically impacts the caliber of adjuster insurance carriers can and will send to your loss. In Texas there are currently over 8.2 million active homeowners' policies in the state. The sheer number of claims often dictates the amount of communication you receive from the Insurance carrier and their representative. Insurance Carriers are bound by state regulations for promptness of communication and timeliness of settlements. This creates a need for third parties to act as representatives on the carrier's behalf. These representatives are in charge of determining Scope and Communication with you the policyholder. When they fail to uphold these regulations, they often go unnoticed due to policyholder knowledge of them in the first place and inaccurate reporting to the jurisdiction holder such as the Texas Department of Insurance. This leads to thousands of claims going through the claims process unrepresented, inaccurate scopes, lack of communication, and lack of Just settlements for policyholders.

Scope

Volume dramatically affects scope on residential claims. Information often goes undocumented, underreported, or missed entirely by the Carrier and their representatives. The use of a Public Adjusting company such as Just Adjusters, brings your own representation to the claim process and not reliance on the Carrier to document scope of damages. 

You are required to prove the loss to the carrier to ascertain settlement.  We have documented hundreds of claims where the scope was WRONG, leading to policyholders often receiving claims below deductible and closed out without settlement. Insurance Carriers number one goal is to close your claim. Scope is one of the most important aspects of a residential claim. Insurance Carriers profit by underpaying, under scoping, and moving toward the fast closure of claims.

Communication

The volume of residential claims often leads to poor communication for the policyholder. When you maneuver the claim process, we often hear from clients that they have never been able to reach their adjuster, or their adjuster has been changed. Insurance carriers changing your adjuster or inspector with zero communication to you the policyholder is aggravating and sometimes dangerous to your duty as the policyholder to adhere to the policy timelines required for settlements. This creates additional undue stress and burden on you whilst attempting to prove your loss to your carrier. 

Just Adjusters work on your behalf. Your communication with the Carrier will be done through Just Adjusters. We work streamlined, and more efficient than most policyholders do themselves to ensure prompt handling of your claim. Claims are sometimes the biggest financial event policyholders face in homeownership. We bring our claim handling expertise to your claim. We hold insurance carriers accountable to adhering to state regulations regarding promptness of communication & settlement. This gives you back valuable time spent on communicating with the carrier and lets you focus on rebuilding & repairing after a loss with your contractor of choice.

As time progresses the use of a Public Adjuster is more critical than ever in receiving a Just settlement. Policyholders without a Public Adjuster representing them and their interests are doing themselves a major disservice in being properly compensated for their loss. 

Just Adjusters is proud to represent Policyholders and to ensure a Just Settlement is reached.

Email and a Member of our team will reach out to you to get Started

1828 Co Rd 1591 Alvord TX 76225

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Toll Free:

Direct: (940) 393-3392

Fax: +1 (817) 549-5038 

Email: Claim@JustAdjustersLLC.com

Email(Hold+Copy): Claim@JustAdjustersLLC.com

TX Public Adjuster Lic #3504155