High School Resources

 Financial Literacy

A World Without Cash

Do you still carry cash? There are many options for cashless spending today. Explore the pros and cons of cashless spending and the impact that apps and credit/debit cards can have on spending and security.


Applying for Financial Aid with FAFSA

Do you need help paying for college? Learn how to complete the Free Application for Federal Student Aid (FAFSA) form to apply for financial aid for college.


Career Decisions

Is it possible to love your job? Create a plan based on your interests and talents, and learn how to set goals to help achieve that plan. Play the interactive resource and keep track of your learning on the document.


Extracurricular Expenses

Your class is taking a trip to the capital, and it costs $300. How can you possibly afford that? Explore how to budget for extracurricular activities that are part of many students' high school experiences. Play the interactive resource and keep track of your learning on the document.


Grades Count!

Do your grades really matter? Explore the consequence of grades and other factors that can affect college options and scholarships.


Interpreting a Financial Aid Award Letter

Are you having trouble understanding a financial aid letter? Learn how to interpret a financial aid award letter and negotiate for more aid.


Investing for Retirement

Do you dream of some day retiring on a sunny beach? Learn how and why people fund their retirement.


JA Access Your Future

JA Access Your Future is an app that helps teens, their parents and teachers break down the cost of achieving young people's career goals into real, easy-to-understand numbers. Created jointly by Junior Achievement USA and PwC, JA Access Your Future helps teens explore potential future income from a desired career and evaluate the cost of post-secondary education to help them make informed decisions. In JA Access Your Future, teens can assess more than 100 careers, see what levels of education are required, then calculate the cost of education. Teens can then adjust the level of money they and their parents may contribute, combined with student loans they may need to secure. At the end of the exercise, teens are given a Return on Investment (ROI) score between 1 and 5. The score helps teens and their parents create a roadmap for success that will take them from choosing a career to calculating the cost of achieving it.

JA Connect

Junior Achievement’s valuable resources help put your life on the fast track.

Job Loss

What would you do if you lost your job? Explore some ways to prepare for and manage job loss.


Junior Achievement $ave, USA

We know it can be tough to speak to or teach your kids about money-management issues. We hope that you find these lessons helpful with those conversations!


Is owning a home in your future? Learn the basics about mortgages, including what a mortgage payment consists of and the initial expenses for obtaining a mortgage.


My Financial Future and Debt

Are you worried about paying for college? Learn about some ways to pay for post-secondary education.


Paying for Post-Secondary Education

Are you worried about paying for college? Learn about some ways to pay for post-secondary education.



It feels good to help others. Have you considered how to make charitable giving part of your financial plan? Explore the emotional, social, and financial benefits of charitable giving and how you can plan for it.


Planning for Financial Success

Have you thought about your financial future? Learn more about the benefits of financial goal planning.


Problem Solving Tool

We all solve many problems as we go through our day. But how do we know that we made the right choice? Practice using this problem-solving tool to carefully consider a problem and potential solutions before you act. Choose a problem of your own and apply the tool. Are you able to find a solution to help you?


Sales and Property Taxes

Taxes are unavoidable, and they can affect your financial decision making. Learn more about the impact taxes have on your decisions. Play the interactive resource and keep track of your learning on the document.


The Money Jar Podcasts

Are you curious about careers, money issues, or entrepreneurship, and looking for something a little different? A podcast series from Junior Achievement Radio asks the questions families and kids care about by interviewing people with the right expertise. For details about the podcast series, download the attached overview document.

The Money JAR Series List.pdf

The IRS W-4 Form

Why is the amount on your paycheck different from the amount you earned? Learn about the process of withholding money from your paychecks to pay taxes.


Unexpected Expenses

Accidents happen. Have you ever had an unexpected expense? Learn how unexpected expenses can impact your budget and how an emergency fund can help.