One super platform with bundling of multiple digital products and services for ease of use and convenience
What Problem?
Customers behavior is spoiled with the advent of Web2.0 and disruption of new services that integrate and provide everything in one touch. Today customers feel frustrated and often lose trust if they have to use multiple platforms for various financial needs and services.
What Solution?
A super platform that integrates and consolidates various financial services such as investments, stock trading, insurance, micro loans, deposits and international forex cards and others at nominal subscription fees. This will make the customer life easy and increase his trust. The products will also be personalized for the customer.
Why is it Unique?
One Bank One Platform: Ability to access all products & services on one platform
Low Cost of Acquisition: By bundling of services banks can reduce their cost of acquiition of customers
Seamless Experience: Having everything in one place saves times and adds to convenience
Increased Trust and Loyalty: With integration and consolidation of services banks can increase the trust and loyalty with customers
Case Study
Philippines only unicorn with 76 M users and a double unicorn status. Currently, a third of GCash's monthly active users utilize at least one of the app's digital products like GCredit, GSave, GInvest, or GInsure. GCash provides customers easy access to a pre-approved credit line to pay for bills or QR transactions with GCredit, safely deposit money with GSave, easily invest in a market fund with GInvest, and buy essentials on GLife.