Health Insurance
All of our J-1 Teacher Program participants are enrolled in a plan provided by Envisage Global Insurance:
Envisage Global Insurance
Website: https://www.envisageglobalinsurance.com/
24-Hour Assistance:
Toll-free: (877) 702-6767
Direct: + 1 (317) 582-2622
Non-Emergency Contact: For any non-emergency support issues, such as claim updates please either call using the numbers above, contact us via email.
Our standard plan has the benefits in the schedule below:
Medical Maximums $100,000 per injury or illness
Deductible $100 per injury or illness
Coinsurance Plan pays 100%
Emergency Room Deductible $350 for Illness if not admitted
Outpatient Medical Expenses - Up to Medical Maximum
Emergency Medical Evacuation $100,000
Return of Mortal Remains $25,000
Emergency Medical Reunion $15,000
Accidental Death & Dismemberment $25,000 principal sum
Mental Illness - DialCare virtual consultations at no extra cost
Virtual Doctor - Teledoc virtual consultations at no extra cost
Note: If you need to seek medical treatment, please be sure to seek care appropriately for the condition/situation that you are experiencing. Choosing the correct medical provider will make your experience much better, and it will make the billing and payment process much smoother. Here are some guidelines for choosing appropriate medical care:
Non-Emergency Care: When you need to seek nonemergency care, please visit a local doctor, urgent care treatment center or walking medical clinic, as they will be best placed to assist you and the cost will be reasonable. Use of the hospital emergency room for nonemergency care is not appropriate in the USA. To locate a provider, use the online search tool described below or call the insurance provider for appropriate in-network providers in your area. Examples of non-emergency care include cold, flu, minor injuries and sickness.
Emergency Care: If you need to seek emergency care, please go to the nearest hospital emergency room or call the emergency services (911 in the USA) for immediate assistance. Provide them with your insurance information at the time of treatment. Examples of emergency care include serious accidents or sickness, and any condition that requires an ambulance.
Again, it is important to contact the insurance company prior to treatment or visiting a doctor as they may direct you to a specific clinic. You can also search for providers that accept your insurance plan here: https://www.envisageglobalinsurance.com/student-zone/gaccc/providers.php. After you've sought treatment be sure to always fill in a claim form.
Always use the student zone account for information and call the hotline. The best place to find information about COVID coverage as it relates to your plan is here. Please submit your bill anyways to the insurance company in the hopes that they will cover it.
Important note: You are covered for the duration of the program dates stated in your DS-2019 forms. You should consider purchasing your own additional travel/health insurance for the days 1 (Between arrival and program start date and 2) program end of program and departure date.
IIEEX must also inform all exchange visitors that they, and any accompanying spouse and dependent(s), also may be subject to the requirements of the Affordable Care Act as per [22 CFR 62.14(a)].