Roy Eberhardt moves from Montana to Florida and into the fictional town of Coconut Cove, where a 7th grader, Dana Matherson, starts to bully him and call him, "Cowgirl".  Meanwhile, a restaurant called Mother Paula's All-American Pancake House decides to build a franchise in Coconut Cove, but vandalism delays the work. Roy meets "Mullet Fingers" and they become friends. Mullet Fingers vandalizes and delays construction overseen by Chuck Muckle to save the endangered burrowing owls on the site.