A test-optional college lets students decide whether they want to submit test scores with their application. Most test-optional schools will consider SAT and ACT scores if they are submitted, but focus on other factors they believe are stronger predictors of a student’s potential to succeed in college. These schools look at a student’s essays, recommendations, grades, and coursework just as (or more) closely than your test scores.
A test-flexible college lets students submit other test scores in place of the SAT or ACT, such as one or more SAT Subject Tests, an International Baccalaureate exam, or Advanced Placement test.
A test-blind college will not consider test scores, even if you submit them.
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As far as preparing to take the test, it is also a personal preference. Sometimes preparing for both can be overwhelming so it can be helpful to take some practice exams to give you a better idea about which test might be a better fit. Then spend some time with free online sites that help students prepare. Here are examples of sites that are helpful and free:
 https://collegereadiness.collegeboard.org/sat/inside-the-test
https://www.khanacademy.org/test-prep/sat
https://www.princetonreview.com/college/free-sat-practice-test#!practice
https://www.mhpracticeplus.com/psat.php
https://www.testpreppractice.net/