Financial Aid 

College Preparation Checklist.pdf

Be sure you and your parent or guardian have completed the FAFSA (Free Application for Federal Student Aid). I recommend each student apply regardless if if you think you will qualify, there is no penalty for applying and choosing not to accept any Financial Aid you are offered. 

In addition to determining if you if you qualify for free student aid (Grants), the FAFSA will also outline what student loans you qualify for,  and if you qualify for work study (working on campus while in college). 

The FAFSA opens on October 1 of your Senior year. The Priority Deadline for most colleges is March 1 of your senior year.  The sooner you fill it out the better, some grant money is awarded on a first come, first serve basis.

Apply for the FAFSA @ Studentaid.gov 


After you complete the FAFSA, you will find out if you qualify for:

Grants: Money from the Federal Government, college/university or private companies or organizations. Most grants are need based and do not need to be repaid.

Scholarships: Money that is earned or given for a variety of reasons such as academic, athletic or persona attributes or affiliations. Some scholarships are need based and some are not. They do not need to be repaid. **Most Scholarships a student earns will come directly from the college itself. If you apply to multiple colleges, if accepted, you can apply for scholarships to each to compare offerings and help decide where you want to attend. You MUST let each college know your final decision of where you will attend by May 1 of your senior year.                                    

Work Study: Money that is earned from work typically on campus while in college. Work Study money comes from the federal and state governments or from the colleges and does not need to be repaid. This money is not usually available to upfront pay the colleges bill but can be used for living expenses throughout the term.

Loans: Any of the above ways to pay for college can be used in any combination. Any remaining balance of tuition will require the student to borrow money. Loans are money that are borrowed from the federal or state governments, a lender or a private source. Loans must be repaid upon graduation, when the student leaves school or drops below half time. Both parents and students may use loans to pay cost os attendance. Loans do typically accrue interest while in college at a set rate. Subsidized loans start accruing interest after the student completes a degree, while unsubsidized loans start accruing interest right away. 

The FAFSA is the universal application to apply for all types of financial aid. This should be the first place you start to search for financial aid and borrowing money to pay for college.

Below is a video explaining how to fill out the FAFSA, and a checklist of information you and your parent/guardian will need to have ready when you are ready to complete the FAFSA application. 

FAFSAchecklist_2020:2021.pdf


So you applied for your FAFSA? What happens next? View the Video below for more information!