Info & Resources
Earthquake Insurance Data Calls
Selection of Research & Survey Findings Online
Earthquake Insurance Survey of Insurance Agents in the Western United States: Results of an inquiry into insurance agents’ perceptions of earthquake risk and their role in educating consumers about earthquake insurance. (2023, November). CREW | Cascadia Region Earthquake Workgroup
Addressing the New Madrid Seismic Zone Earthquake Protection Gap: Insights into Homeowners and Renters Earthquake Insurance Uptake from Comprehensive Primary Data (2022, November). Houston, J. Brian; Croy, Lori; Czajkowski, Jeffrey; Groshong, Lisa. National Association of Insurance Commissioners Center for Insurance Policy and Research.
A Wicked Problem: Consumer research helps build the foundation for data driven earthquake insurance communications. (2022). Croy, L., Groshong, L., and Houston, B. | Presented at the Mind the Gap national earthquake insurance forum on 28 March, 2022.
Linking Inclusive Finance with Inclusive Insurance in the United States Through Community Development Financial Institutions (2022). You, Xuesong; Kousky, Carolyn; Wiley, Helen; Skeet, Jerry. Environmental Defense Fund.
Earthquake Insurance Snapshot: Results of a Survey of Earthquake Insurance Outreach and Promotion in the Western U.S. (2021). Cascadia Region Earthquake Workgroup.
The Earthquake Insurance Protection Gap: A Tale of Two Countries. (2020). Kelly, M.; Bowen, S.; McGillivray, G. | Journal of Insurance Regulation, Vol. 39, No. 11.
2020 Triple-I Consumer Poll (2020, September). Insurance Information Institute.
Encouraging Homeowner Resilience through Earthquake Insurance and Seismic Retrofit. (2018, Sept. 25). Oregon Seismic Safety Policy Advisory Commission: OSSPAC Publication 18-01.
Risk Transfer and Insurance: Insurability Concepts and Programs for Covering Extreme Events. (2008). Kunreuther, Howard C., and Michel-Kerjan, Erwann. (NAIC catalogue entry)
Tsunamis and Earthquakes: Is Federal Disaster Insurance in Our Future. (2005, April 6). King, Rawle O. | CRS Report for Congress. (NAIC catalogue entry)
The final report of the earthquake study group. (2000, February). National Association of Insurance Commissioners. (NAIC catalogue entry)
Learn about Parametric Insurance
A New Option for Disaster Insurance: Parametric. United Policyholders webpage.
Parametric Disaster Insurance. (2022). NAIC Center for Insurance Policy and Research.
Parametric Insurance for Disasters. (2020, September). Sengupta, R. and Kousky, C. | Wharton Risk Center Primer.
Application of parametric insurance in principle-compliant and innovative ways. (2020, May 18). Lin, Xiao, and Kwon, W. Jean. In Risk Management and Insurance Review (Vol 23, issue 2, Summer 2020).
NAIC Earthquake Insurance Info
Earthquake Insurance page (research overview; resources)
NAIC & Center for Insurance Policy Research (CIPR) conference (2015): All Things Earthquake
Triple-I Earthquake/Disaster Insurance Info
Catastrophes (links to articles by iii)
Spotlight on Catastrophes -- Insurance Issue
Online Library & Glossary
NAIC Center for Insurance Policy & Research Library
Organizations of Interest
American Property Casualty Insurance Association | APCIA website
California Earthquake Authority | CEA website
Federal Insurance Office, U.S. Dept. of the Treasury | website
Insurance Information Institute | iii website
Insurance Institute for Business and Home Safety | IBHS website
International Association of Insurance Supervisors | IAIS website
NAIC Center for Insurance Policy and Research | CIPR website
National Association of Insurance Commissioners | NAIC website
NW Insurance Council | website
United Policyholders | UP website
Wharton Risk Management and Decision Processes Center | website
Wharton Risk Center Policy Incubator | Closing the Disaster Insurance Gap page
Further Reading
The Ostrich Paradox: Why We Underprepare for Disasters. (2017). Meyer, Robert, and Kunreuther, Howard. Wharton School Press.
Understanding Disaster Insurance: New Tools for a More Resilient Future. (2022). Kousky, Carolyn. Island Press.
Suggestions for additional info and resources? Please email IAEQproject@crew.org.