Embedded Files
Price Tags
Price Tags
Dual Spouse Rates - If both you and your spouse are benefit eligible Certified or Classified employees, you qualify for the Dual Spouse insurance rates. Please email Alyssa to ensure you are enrolled into these rates if you believe she does not know of your Dual Spouse status or would like the corelating price sheet.
Insurance Terminology Definitions
Insurance Terminology Definitions
Premium - The monthly amount you pay each month for your health insurance plan. This is a fixed cost no matter the medical care you receive.
Deductible - The amount of medical expense you are responsible for, other than preventive, before the plan begins to pay for services
Out of Pocket Maximum - The total amount of medical expenses you will pay in one plan year.
Co-Pay - A flat rate for a servcie. Example: Going to urgen care is a $75 copay
Coinsurance - Cost sharing between the plan and the member. Example: On the basic $2,000 plan, after the deductible is met, there is a 70/30% coinsurance on medical expenses until the out of pocket maximum is reached
High Deductible Plan - A health insurance plan where the member is responsible for 100% of all diagnostic medical expenses, including pharmacy, until the high deductible is met.
Plan Options
Plan Options
Compare Plans: Pros and Risks
Compare Plans: Pros and Risks
INTRODUCING the Health Plan Cost Analysis Tool!
INTRODUCING the Health Plan Cost Analysis Tool!
Selecting a plan can be challenging and overwhelming, but understanding costs and plan designs help you make the best decision for you situation.
This new tool will allow you enter expected medical expenses, your FTE and give you annual medical cost estimates.
Download by clicking the link below.
*If you do not have excel on your computer, you will have to download the excel and then re-upload to your Google Drive and use in Google Sheets. How to do so and how to use the tool can be found in this HELP VIDEO.
Health Plan Educational Video -
Health Plan Educational Video -
What plan is for you?
What plan is for you?
Page updated
Report abuse