A+ Budgeting Basics- Stressed about additional financial pressures during covid-19 or uncertainty around finances moving forward?
A+ Federal Credit Union will be presenting some A+ Information on creating (and sticking to) a budget, Keeping track of your spending, and finding potential sources of extra funds.
View Recording HERE
ACC Investing Concepts Simplified (12/6/22)- In this presentation, Cassi Davenport, with Voya Financial Advisors, Inc. will break down the different voluntary retirement plans that ACC has to offer - 403b, Roth 403b, and 457. This presentation will also touch on basic investing concepts and define some of the fundamental terminology necessary when planning for retirement and managing your investments for the future. We hope you will join us for this enlightening session.
View Recording HERE
An Easy Way to Invest - It Works for Me! (2/13/23) - In this presentation, Charles Davenport, with Lincoln Financial Group will teach us how to put the power of the plan to work for you!
This presentation will discuss the basics of saving for retirement such as why we need to save, how to invest, product highlights and other plan information important for investing for the future. We hope you will join us for this enlightening session.
View Recording HERE (Will post as soon as available)
Baby Steps to Financial Freedom! (8/17/23) - Join us to hear the inspiring story of Nick Daugherty. Nick paid off over $80,000 in consumer debt in 2 years using simple strategies and hard work. In this 60-minute webinar Nick will cover:
his personal story of acquiring debt,
how he clawed his way out of debt
financial pitfalls, &
his own program helping first responders create a proven plan to build their financial strength “The eight phases of financial training” to achieve financial freedom.
About the speaker:
Before he began his work in financial wellness and education, Nick served 14 years in law enforcement with the Grand Prairie Police Department (GPPD). In 2012 he created a revolutionary financial wellness class for GPPD, “Building Financial Strength in First Responder Families” that has been taught to over 30,000 first responders nationally. Nick is also the president, and owner of FinancialCop LLC, a full-service, fiduciary only financial firm for first responders, run by first responders as well as being a licensed life insurance agent. Additionally, he has completed classes through Ken Zahn’s Certified Financial Planning professional education program. Nick also serves in various volunteer capacities nationally as a financial peer support and financial crisis coach, along with having served on the Texas Police Chief Association Officer Suicide Committee, focusing on the financial wellness impact in regard to officer suicide / PTSD.
*This is webinar is for educational purposes only and is not designed to provide financial advice for individual participants.
View Recording HERE
Budgeting & Debt Reduction with Nick Daugherty (10/19/23)- Join us to hear the inspiring story of Nick Daugherty. Nick paid off over $80,000 in consumer debt in 2 years using simple strategies and hard work.
About the speaker: Before he began his work in financial wellness and education, Nick served 14 years in law enforcement with the Grand Prairie Police Department (GPPD). In 2012 he created a revolutionary financial wellness class for GPPD, “Building Financial Strength in First Responder Families” that has been taught to over 30,000 first responders nationally. Nick is also the president, and owner of FinancialCop LLC, a full-service, fiduciary only financial firm for first responders, run by first responders as well as being a licensed life insurance agent. Additionally, he has completed classes through Ken Zahn’s Certified Financial Planning professional education program. Nick also serves in various volunteer capacities nationally as a financial peer support and financial crisis coach, along with having served on the Texas Police Chief Association Officer Suicide Committee, focusing on the financial wellness impact regarding officer suicide / PTSD..
View Recording HERE
Budgeting for the Holidays (11/20/24)- The holidays can be a challenging time to stick to your budget, but UFCU is here to help you get a handle on holiday spending. We’ll share how to take small steps to ensure the holidays don’t derail your spending plan and savings goals. We’ll cover how to make most of your income and how to start planning early for holiday spending. We’ll also share tips and tricks for creating and managing a budget to help you stay in control of your finances, including ideas for low-cost, meaningful gifts to help you save money during the holidays.
View Recording HERE
Building Healthy Financial Habits (8/24/23) - Join us to learn from Patricia Hord, MBA from the Office of the Consumer Credit Commissioner. Patricia will share strategies to help you get your finances on-track through the following topics:
Budget: definition & purpose
Types of Budgets: 50/30/20 rule, reverse budgeting, zero-based budget, etc.
Budgeting Tools (education, digital tools, etc.)
Money Mindset (20% head knowledge, 80% behavior)
Strategies for successful budgeting (flexibility, goals, personalization, etc.)
View Recording HERE
Financial insomnia (10/1/24) - Financial worries are a major contributor to difficulties sleeping, and, of those who consider themselves to have poor quality sleep, close to two-thirds are worried about their financial future. However, studies show that quality sleep can enhance levels of financial wellbeing and help enable a more proactive approach to money management. In this session, participants will learn more about financial insomnia and how to manage their mind to invest in a better night’s sleep.
In this session, participants will:
•Discover why sleep is so important
•Learn what happens to their brains and minds when they sleep
•Recognize financial insomnia and how to deal with it
•Establish practical ways to get a better night’s sleep
View Recording HERE
Financial Wellness: Budgeting Basics (8/19/21)- Do you know how to build a budget? How much of your income should you be setting aside?
During our Budgeting Basics presentation, featuring financial education specialists from the Office of Consumer Credit Commissioner, we will go over how to track and budget your monthly expenses while setting financial goals.
View Recording HERE
Financial Wellness: Credit 101 (8/24/21)- What’s in your credit score? Do you know what your credit score is or how to dispute wrong information on your credit report?
During the Credit 101 presentation from the Texas Office of Consumer Credit Commissioner, we cover credit basics, frauds and freezes, building your credit, and disputing false information.
View Recording HERE
Financial Wellness: Buying a Home (8/26/21)- This webinar focuses on what to consider when deciding whether to rent or buy a home. It also addresses the process of determining what housing you can afford, your credit score, different types of mortgages, and the steps involved in a home purchase.
This webinar is will be facilitated by the Office of Consumer Credit Commissioner. It is for informational purposes only and does not constitute legal advice.
View Recording HERE
How to Thrive Financially! (10/18/22)- Complete wellness involves financial health too. In this session we will discuss strategies to help achieve financial goals ranging from paying off debt, saving for college, and how much you should be saving for retirement. We will also focus on how each of these goals compete with one another and how best to prioritize them. Please bring your questions! We will get to as many as we can at the end.
View Recording HERE
Money Mindsets & the Marketing Trap (8/14/25) - Money is one of the biggest stressors we face—and it’s no accident. From social media to store shelves, we’re constantly being marketed to in ways that trigger emotional spending and financial anxiety. In this insightful session, financial educator Nick Daughtry will explore how marketing shapes our money mindset, how our beliefs about money impact our mental health, and what we can do to reclaim control. You'll learn strategies to reduce money-related stress and make intentional choices that support both your financial and emotional well-being.
View Recording HERE
Money on My Mind: Dealing with Anxiety (4/14/23) - Continued exposure to financial uncertainty in a constantly changing world has had a direct impact on employee mental health. A sense of instability — triggered by living amidst a shifting landscape and the rising cost of living — has seen a surge in levels of anxiety.
This session will help participants recognize and understand financial anxiety, and distinguish it from worry and stress. It will teach attendees how to manage anxiety in order to work towards feeling more stable in their own situation.
Following this session, participants will benefit by being able to:
•Understand the difference between anxiety, worry, and stress
•Apply practical thinking to help manage overwhelming thoughts and anxiety
•Implement ways to increase financial stability
View Recording HERE
Self-Leadership & Your Financial Journey with Lt. Lynn Floyd (8/25/22)- In this webinar featuring Lt. Lynn Floyd, a 16 year veteran of Texas DPS with a total of 18 years in law enforcement, a certified John Maxwell leadership team member and Certified Master of The Leadership Challenge; you will explore what drives your financial decisions and how to chart a course financial freedom. As Lt. Floyd says, our money decisions are “often heart decisions.” When we want to improve our lives in any aspect, it can be useful to have a great coach asking smart questions to better understand the path we are on and where it is leading us. In this interactive webinar Lt. Floyd will give us opportunities to reflect and grow, regardless of where you are on your financial journey.
Topics include:
• how your personal choices impact your financial health,
• resilience skills to help us when “life happens,” &
• how our money stories-- often developed from childhood -- may impact our financial health.
View Recording HERE
Taking Control of Financial Stress (4/14/22)- If your finances are stressing you out – you are not alone! Join Christine Graham and Karl Hubenthal from the Office of Consumer Credit Commissioner to talk about ways to reduce financial stress. We’ll pack a lot into this webinar where we’ll cover the importance of recognizing the impacts of financial stress on your life, ways you can proactively manage your financial stress, and budget and credit guidance you can use to help regain your financial footing and lower your stress levels.
View Recording HERE
TRS/ERS Ready to Retire Presentation - Do you have questions about your TRS retirement plan? Curious about when you might be able to retire and what you will need to do when that time comes? Learn more through these online presentations.
Understanding Windfall Elimination Provision and Government Pension Offset (11/17/22)- ACC does not pay into Social Security...how could that impact you upon retirement? Join us for a discussion about the Windfall Elimination Provision and Government Pension Offset and how these two laws may affect you. We will also discuss the origin and reasoning behind the laws.
This online training is provided through Social Security Administration.
View Recording HERE
Understanding Social Security Windfall Elimination & Government Pension Offset (5/23/24) - In this webinar, a specialist from the Social Security Office will explain the Windfall Elimination Provision and Government Pension Offset and how these two laws may affect you. We will also discuss the origin and reasoning behind the laws.
View Recording HERE
Using behavioral science to make better money decisions (8/12/21)- When it comes to managing our money, there is often a gap between knowing what’s good for us and actually doing it. Actions we take (or don’t take) often depend on other factors, like our mood, the cost (in effort/time/money), or whether we know other people doing it?
Director of the Behavior Laboratory at Texas A&M University, Dr. Marco A. Palma will share stories of how we humans make suboptimal decisions without realizing it. He’ll also introduce strategies, like “commitment devices,” that can help you override your unconscious brain biases and achieve your money goals.
View Recording HERE
Your Medicare Coverage When Approaching Retirement (9/8/22)- A specialist from Social Security will explain your Medicare and Social Security Benefits and the steps you will need to take when you are approaching retirement including Medicare part A and B.
View Recording HERE
Your Retirement Plan at Work (10/24/24)- Have you thought of setting aside extra money into one of ACC's voluntary retirement plans? Not sure where to get started or what it all means? One of our approved vendors, Corebridge Financial, will be onsite to discuss the benefits of signing up for a plan. This presentation will cover the basics of 403b and 457 plans as well as how ROTH contributions can benefit retirement planning. Kimberly Wilder and Benjamin Bowman will present and be available to answer any questions. A fun trivia game, prizes and snacks will be offered.
View Recording HERE