Consumer Math

Class Links

• Google Classroom

• Jupiter

Syllabus

Course Description

Students learn practical applications for math - such as how to handle checking accounts, loans, investments, large purchases, and making and using a budget.  Students will also learn basic accounting concepts such as fixed and variable costs, calculating assets and liabilities, and determining the net worth.

Class Text 

• Foundations in Personal Finance, Dave Ramsey 

Materials Needed 

• Pencils, erasers, erasable pens, regular pens are ok

• Red Pen

• B5 Composition Notebook (optional)

• A4 Binder (Optional with tabs for homework/tests)

• A4 Lined paper

• Scientific Calculator (Casio FX series) - recommended

  • A regular 4-function is ok, but will be more difficult to use

• 3x5 (7.6cm x 12.7) Lined Index Cards (1-100 pack)

Grading

• Major Grades - 60%

  • Tests, Quizzes, and Major Assignments

• Minor Grades - 40%

  • Daily Assignments, Online Posts, 

Expectations for this class

• Believe in yourselves and be willing to do your best. (you know more than you realize)

• Actively participate in class, such as answering questions and taking notes.

• Be willing to make mistakes, many times the best way to learn is by trial and error.

  • Correct mistakes by the accepted guidelines.

• Turn in all assignments on time.  Late assignments grades are deducted as follows:

  •  1 day - 10%

  • 2 days - 20%

  • 3 days - 30%

  • 4+ days - late work may not be accepted for credit.

 (If there are extenuating circumstances, I will address that on a case by case basis - students will need to meet with me to discuss the situation)   

• Assignments which are missing will be marked with “/” and assignments not turned in after 4 days will be marked as “0”. If you look on Jupiter and the assignment has a “0” it is past the deadline to be accepted as late. Also, assignments marked “abs” means the student was absent on the due date and needs to be made up ASAP. Please see the student handbook for more information on making up absent work.

Timeline

• First Quarter:

  • • Ch. 1:Introduction to Personal Finance

    • Ch. 2: Budgeting Basics 

    • Ch. 3: Saving Money

• Second Quarter: 

  • • Ch. 4 Credit & Debit 

    • Ch. 5: Consumer Math 

    • Ch. 6: Career Readiness

• Third Quarter: 

  • • Ch. 7: College Planning

    • Ch. 8. Financial Services

    • Ch. 9: The Role of Insurance

• Fourth Quarter:

  • • Ch. 10: Income and Taxes

    • Ch. 11: Housing and Real Estate 

    • Ch. 12: Investing and Retirement 

    • Ch. 13: Global Economics

Class Rules

• Respect all people and property

• Speak English Only

• Be prepared for class

  • Assignments needs to be completed before class begins

• Do not work on “other” work in class during class time (without permission)

• Do your own work: “Sharing answers” will not be tolerated

  • Working together is ok, but just copying answers without doing the work will result in a zero for both students. 

• No chewing gum, food or canned/carton drinks (PET bottles ok)

“May the God of hope fill you with all joy and peace as you trust in him, so that you may overflow with hope by the power of the Holy Spirit.” Romans 15:13