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by Boyce D. Watkins

Black American Money 3

Author : Boyce D. Watkins

Pages : 458

Publisher : Independently Published

Brand :

ISBN : 1095606328

Publication Date : 2019-4-23

Synopsis: Black Wealth is expected to drop to zero for half of all black families by the year 2053. This means that half of our community will be in the negative, and the other half will be positive. Those who embrace economic education will be the ones who are on the positive side of this statistic, largely because they've avoided the economic traps that exist in our society.The traps consist of but are not limited to: Ridiculous amounts of student loan debt, marketing that continuously reinforces the message of extensive consumption, a culture built on job seeking rather than job creation, a lack of interest in stock/bond investing, renting rather than ownership, inadequate life insurance with virtually no estate planning, and much, much more.While I work hard to sound the warning bell for the entire black community, our voices are often drowned out by messages coming from corporate media, problematic politicians, and a broken educational system which is determined to keep our people in the midst of economic slavery.I have taught Finance to college students for 25 years at several major universities. I've spent thousands of hours studying the problems that are specific to black people and believe that I have developed solutions that you can implement right now, TODAY, within your own family. These are not get-rich-quick or fly-by-night solutions. Instead, they are long-term wealth-building prototypes that will yield results over several decades of continuous activity.Those who embrace financial literacy in their households will not be on the negative side of the statistic that I mentioned above. Those who save and invest won't have the same financial problems as many others. Those who make long-term plans for their children rarely watch their kids struggle. The future is owned by those who prepare for it today..