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The district offers insurance plans to all full time employees (EE who work over 30 hrs. per week). We have 3 health insurance plans, dental insurance, vision insurance, life, ltd, ad&d and several other optional plans. For information on the plans please watch the video below and/or read the information below prior to enrolling in your benefits.
Feel free to contact Lacey with any questions you may have, 641-822-3234 x5813 or lacey.pueggel@westforkschool.org!
Your screen will look similar to this when you get logged in.
Log in to Enroll in your benefits
Log in to Enroll in your benefits
All benefits will be effective 30 days after your initial start date (ie: Start date is 8/1/2025, benefit start date is 9/1/2025)
Use the link below to Enroll in your Health Insurance Benefits:
https://www.benefitsolver.com/benefits/BenefitSolverView
New users must Register and answer security questions.
The case sensitive company key is etrust.
Please try to enroll in your benefits for the 2025-2026 school year as soon as possible
If you need help walking thru the online enrollment you can use these Instructions
Health Insurance
Health Insurance
3 Plans (click plans below to access the coverage information)
The district pays the single portion of this plan in full
You will need to select a Primary Care Provider
The district pays the single portion of this plan in full and contributes to your HSA
HSA Contributions are made to Advantage Administrators
Contribution Schedule: July or September: $124.35, January: $62.18 and May: $62.18
**Click Here: Cost Breakdown for 2025-2026
**Costs effective July 1, 2025
medical plan comparison.pdfDental Insurance
Dental Insurance
Delta Dental
There are 4 Tiers of coverage:
Single
EE + Spouse
EE + Children
Family
Cost Breakdown for 2025-2026 School Year
**Costs effective July 1, 2025
Single: District Pays in Full
EE+1: $27.92/month
EE+Kids: $40.58/month
Family: $91.44/month
dental.pdfVision Insurance
Vision Insurance
Delta Vision - Materials Only Plan
Your annual exam is covered in your health insurance plan at no cost, this is just for materials only (ie: contacts, frames, lenses etc.)
4 Tiers of Coverage:
Single
EE + Spouse
EE + Children
Family
Cost Breakdown for 2023-2024 School Year
Single: $4.92
EE+1: $9.26
EE+kids: $10.52
Family: $13.84
vision.pdfAdvantage Admin Fillable Form.pdfFlex/HSA
Flex/HSA
Advantage Administrators provides our Flex Benefits plan and administers our HSA accounts. These accounts are optional. If you choose to enroll in the HDHP 2500 Health Insurance Plan you will need to set up an HSA.
Contribution Limits are below for 2025:
IRS Maximum for MedFlex/Limited Flex is $3,300
IRS Maximum for Dependent Care is $5,000
IRS Maximum for HSA Single $4,300 Family $8,550 and $1,000 catch up for age 55 by the end of year.
What is the difference?
The biggest difference in Flex and HSA is the Health Savings Account (HSA) does not need to be used by a certain time, it stays with you forever, the Flex spending account has an expiration, or a "use it or lose it" rule. You would want to take Flex if you knew you had things you wanted to save tax dollars on!
Link to form to Set up HSA: HSA Enrollment Form
Link to Flex Enrollment Form: Flex Enrollment
Link to Claim Form for Flex: Claim Form
Voluntary Life-AD&D Article 1 - nonAE.pdfLife/LTD/AD&D Insurance
Life/LTD/AD&D Insurance
The district provides $20,000 in life insurance for all Certified/Non Certified Staff and $50,000 in life insurance for all Administrative Staff.
In addition, we offer a voluntary plan. A new employee is able to enroll with no health screening for themselves or their family members. New Employees are the only ones who are allowed to enroll with no questions asked. If you choose to enroll next year at Open Enrollment you will be required by The Hartford to complete the Health Screening in order to qualify for coverage. **Keep that in mind when considering the voluntary plan**
How CI ACC HI Work Together.pdf
More Optional Insurance - 3E Partners (Colonial Life)
More Optional Insurance - 3E Partners (Colonial Life)
Short Term Disability Insurance
Accident Insurance
Hospital Insurance
Whole Life Insurance
Contact: Wayne Sohl at: Tel: 515-985-2978
E-Mail: wayne@3esuite.com
More information on Health Insurance? Track your Benefits? Find a Doctor?
additional benefits
additional benefits
10 Sick days (add 1 additional each year until at 15 per year)
Can accumulate a max of 115 days
5 days may be allocated for Family Illness
$200 per year payment for not using any sick days
$100 for using 1- 3 sick leave days
2 personal days (3 personal days after 15 continuous years in the district)
Can accumulate up to a Max of 4 days
Per Diem pay out for any days you are not able to carry over to the next year
Year Round employees receive Vacation days based on their contract
Bereavement Leave
Request leave using Red Rover
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