Check Credit Score for Free?

How I Check My Credit Scores for Free

I signed up for and use Credit Karma.  It is very easy and quick to sign up and use.  You can check as often as you want and checking your score will not affect your credit score.  I regularly check my score at least every month and sometimes weekly.  It is quick and easy.

Several other options for checking your Credit Score

There are several ways to check your credit score for free. Here are some options:

1. AnnualCreditReport.com: You are entitled to a free credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) once a year. You can access your credit reports from this website and review them to ensure there are no errors or inaccuracies.

2. Credit monitoring services: There are several credit monitoring services that offer free credit scores and reports, including Credit Karma, Credit Sesame, and WalletHub. These services provide regular updates on your credit score and also offer other tools to help you manage your credit.

3. Credit card issuers: Some credit card issuers provide free credit scores to their cardholders as a benefit. Check with your credit card company to see if they offer this service.

4. FICO Score Open Access: This program allows some lenders to provide free FICO scores to their customers, so check with your lender to see if they participate in this program.

It's important to note that not all credit scores are created equal, and the score you receive may differ depending on the credit scoring model used. However, checking your credit score regularly can help you monitor your creditworthiness and identify any potential issues.