Research

Refereed Publications:

1. Numerological Heuristics and Credit Risk in P2P Lending (with Maggie Rong HU, Xiaoyang LI and Michael Xiaoquan ZHANG), accepted, Information Systems Research

• EFMA (2021), ZEW-ICT (2020), CCAF (2020), SCECR (2020), CFTFD (2019), CACFT (2019)

2. Is the More the Merrier? Buyers’ Onsite Viewing Activities and Housing Search Outcomes (with Maggie Rong HU, Weida KUANG, and Xiaoyang LI), 2025, Accepted at Journal of Banking and Finance

• AREUEA-ASSA (2023), FMA Asia/Pacific (2022), ReCapNet (2022), AREUEA-AsRES (2022), Jinan-SMU-ABFER (2021), AREUEA-International (2021), AsianFA (2021)

Working Papers:

3. Extrapolative Beliefs in Residential Real Estate Investments (with Wayne Xinwei WAN, Garry TWITE, and Liuming YANG)

• New Zealand Finance Meeting 2025, Queen Town New Zealand (scheduled)

• FIRN Annual Conference 2025, Perth Australia (scheduled)

• AREUEA-ASSA Annual Conference 2025, San Francisco USA

• Xiamen University Research Seminar 2024, Xiamen China

• International Finance and Banking Society (IFABS) Shanghai Conference 2024, Shanghai China

• SMU-Jinan Conference on Urban and Regional Economics 2024, Singapore

• Deakin Finance Seminar 2024, Melbourne Australia

• American Real Estate and Urban Economics Association (AREUEA) International Conference (joint with AsRES-GCREC) 2024, Taiwan China

• FIRN Asset Management Conference 2024, Brisbane Australia

4. Managing Risk Through Presale Strategies: Pricing and Timing Dynamics of Real Estate Developments (with Quan GAN, Maggie Rong HU, and Ally Quan ZHANG), 2025, Under Review

• AREUEA-ASSA Annual Conference 2024, San Antonio USA

• International Finance and Banking Society (IFABS) Oxford Conference 2023, Oxford UK

• AREUEA International Conference | Cambridge (UK) Conference 2023, Cambridge UK

• AsRES-GCREC Joint International Real Estate Conference 2023, Hong Kong SAR China

5. Adverse Selection and Credit Certificates: Evidence from a P2P Platform (with Maggie Rong HU, Xiaoyang LI and Michael Xiaoquan ZHANG)

• 12th FMA Asia/Pacific Conference 2022, Melbourne Australia

• Economic of Financial Technology Conference 2022, Edinburgh UK

• International Finance and Banking Society (IFABS) 2021, Oxford Conference, online

• China International Risk Forum (CIRF) 2021, online

• Asian Finance Association Annual Meeting (AsianFA) 2021, online

• China Fintech Research Conference (CFTRC) 2021, Beijing China

• China Annual Conference of Fintech (CACFT) 2019, Beijing China

• Developments in Alternative Finance Conference (DAF) 2019, Birmingham UK

• International Conference of Taiwan Finance Association (TFA) 2019, Taiwan China

• Asian Development Bank Institute (ADBI) Working Paper 942, April 2019

• Conference on Fintech, Social Finance, and Financial Stability 2018, Shenzhen China

• China Financial Innovation Conference (CFIC) 2018, Hangzhou China

Work in Progress:

6. Contrast Effects in Residential Property Markets (with Quan GAN and Wayne Xinwei WAN)

Media Mentions:

1. "Behavioral Insights and Tech Trends in Real Estate Investing", Wealth Pathways #16 @ Life Management Science Labs, 2025-05-23

2. “Do Borrowers Benefit from Using Lucky Numbers?”, China Business Knowledge @CUHK, 2021-02-11

3. “How to Reduce Risk in Peer-To-Peer Lending”, China Business Knowledge @CUHK, 2019-03-21