Dr. Vijay Maruti Kumbhar
MA (Economics), M.A. (Rural Development) Ph.D (E-Banking),
B.Ed, GDC&A, PGDHRM, PGDRD, MCJ, DIT, NET, SET.
In-Charge Registrar,
Karmaveer Bhaurao Patil University, Satara (State Public University Established by Govt. of Maharashtra) 415001
Head, Department of Bank Management, Dhananjayrao Gadgil College of Commerce, Satara 415001
(A Constituent College of Karmaveer Bhaurao Patil University, Satara)
Educational Qualifications:
M.A. Economics (Shivaji University) -2002
MA-Rural Development (IGNOU) -2023
B.Ed -Education (Shivaji University) -2001
Ph.D. - e-Banking and Customers Satisfaction -2011
Diploma in Mass Communication and Journalism -2022
Post Graduate Diploma in Rural Development -2019
Post Graduate Diploma in Human Resource Management (PGDHRM) -2023
G.D.C.&A. - Cooperation and Accounting -2005
DIT- Diploma in Information Technology from C-DAC -2002
Qualified UGC-SET -2005 Qualified UGC-NET -2006
Teaching Experience - 18 Years
RECOGNITIONS / AWARDS
Late. V.M. Dandekar Award by SUEAK for Best Research Paper - 2008
Late. CD Deshmukh Award by SUEAK for Best Research Paper - 2010
Best IBPS Banking Coordinator in Rayat Shikshan Sanstha, Satara - 2016
Late DA Shinde Trust (Pune) State Level Award for Contribution in Education Sector - 2016
Alper-Doger Scientific Index-World Scientist and University Rankings 2021
Alper-Doger Scientific Index-World Scientist and University Rankings 2022
Alper-Doger Scientific Index-World Scientist and University Rankings 2023
Asia Top 100 Economics & Econometrics / Banking and Insurance Scientists 2024
MAJOR & MINOR RESEARCH PROJECTS
Minor Research Project on Alternative Banking Channels and Its Impact on Customers' Satisfaction, funded by UGC, New Delhi (Year 2009-2010)
Minor Research Project on Problems and Prospectus of Agro-Tourism Business: An Empirical Investigation of Ratnagiri & Sindhudurg Districts in Maharashtra, Mumbai University, Year 2011-2012
Major Research Project on An Analytical Study on Bureaucratic Corruption and Reforms in Civil Services funded by Indian Council of Social Sciences Research (ICSSR), New Delhi (Year 2013-16)
Major Research Project on Development of MobiQual Scale for Measurement of Service Quality of Mobile Banking Services. (Year 2021-22) funded by RUSA Maharashtra
PhD Students and Topics
Mr. Satish Kadam (Naib Tahsildar) - Analytical Study of Public Infrastructural Facilities in Sindhudurg District (Awarded 15-01-2022) .
Mr. Amol Kolekar (Teacher) - Contribution of Hotel Industry to the Economic Development of Satara District (Awarded 05-12-2023)
Mr. Revan Navale (Teacher) - A Study on Buying Behaviour of Mobile Phone Buyers in Solapur District (Awarded 24-02-2024)
Mr. Vikram Sutar (Bank Officer)- Investment Pattern and Treasury Management Practices: A Comparative Study of Selected Public, Private and Cooperative Banks In Maharashtra(Thesis Submitted)
Ms. Madhuri Deshmukh (Teacher) -A Comparative Study On Adoption And Customers' Satisfaction In Mobile Banking Services Provided By Banks And Payment Services Providers: A Case Study Of Satara District
Mr. Pratik Potekar (Financial Consultant)- Analysis of Investment Portfolio and Product Selection Process of Selected Investors in Satara District
Mr. Maruti Rathod (Retail Manager) - An Analysis of Work Force Participation in Selected Services Sector in Satara District
RESEARCH AND OTHER CONTRIBUTION IN BRIEF
Research Papers Published : Total 72 Research Papers Published (Banking, Cooperation, Agriculture, Bureaucratic Corruption, Public Policy, Agribusiness, Economics etc)
Books Published : 12 Books Published (Reference Books and Text Books)
Research Papers Presented in Seminar and Conferences: 29 Research Papers
SIM Books written: Total 52 Self Instructional Study Material for Shivaji, Mumbai & Jalagaon University
Recognized Research Guide for M.Phil & Ph.D (Economics, Banking & Business Economics)
Reviewer/Referee of Journals : 08 National & International Research Journals
Life Member of Professional Bodies
Life Member : Life Member of Marathi Arthashastra Parishad, Mumbai
Life Member: Life Member of Shivaji University Economics Association, Kolhapur (Maharashtra)
Life Member : Life Member of Indian Economics Association, New Delhi
BOOKS PUBLISHED
Problems and Prospects of Agritourism Business, Vijay Kumbhar, 2013, 978-3-659-50291-0
Research Methodology in Economics, Vijay Kumbhar & Anil Wavare, 2014, 978-93-80876-79-5
Alternative Banking Channels in India, Vijay Kumbhar, 2015, 978-3-639-70968-1
Autonomous College : A Challenges, Vijay Kumbhar, 2018, 978-93-5300-657-0
Money and Financial System, Vijay Kumbhar, 2019, 978-81-941150-2-1
Money and Banking, Vijay Kumbhar & Anil Wavare, 2019, 978-81-941150-7-8
Macro Economics, Vijay Kumbhar & Anil Wavare, 2019, 978-81-941150-3-8
Macro Economics, Vijay Kumbhar & Anil Wavare, 2019, 978-81-941150-6-8
Banking Laws in India, Vijay Kumbhar & Prakash Tone, 2020, 978-81-88671-24-8
Retail and Corporate Banking, Vijay Kumbhar & Prakash Tone, 2020, 978-81-88671-25-1
Financial Markets and Services, Vijay Kumbhar & Rajshekhar N., 2021, 978-81-948708-1-4
Bank Management Practices, Vijay Kumbhar & Prakash Tone, 2021, 978-81-948708-5-2
Banking and Financial System, Vijay Kumbhar, 2020, 978-93-88671-23-1
Research Papers Published
1) Vijay Kumbhar (2023) लाभांशाच्या चक्रव्युव्हात सहकारी बँकांचे भागधारक , अर्थासंवाद 47 (3), 190-200
2) Vijay Kumbhar (2023) महाराष्ट्राच्या राजकारणातील महिला, तरुण वर्ग व उच्च शिक्षितांचा सहभाग: एक निरपेक्ष परीक्षण अर्थासंवाद 46 (4), 269-275
3) Vijay Kumbhar (2023) An Empirical Investigation of Trust on Social Media and Users Perception, Education and Society 46 (2), 60-65 UGC Care Listed
4) Vijay Kumbhar (2022) Digitally Connected and Socially Disconnected Youth in India: Some Empirical Evidences from Social Media Platforms, Journal of Shivaji University (Humanities and Social Sciences 54 (1), 33-47
5) Vijay Kumbhar (2022) Demographic Characteristics and Trust on Social Media: A Study, Journal of WTO and International Business 24 (2), 14-18
6) Vijay Kumbhar (2022) An Empirical Analysis of Social Media Engagement of Youth: A Case Study of Satara Maharashtra, Education and Society, Special Issue 2022, UGC Care Listed Periodical pp 163-172
7) Vijay Kumbhar (2021) A Multidimensional Scale (eBankQual) for Assessments of Customers Satisfaction in E-Banking Service Settings, Cosmos Multidisciplinary Research E-Journal 6 (3), UGC Care Listed
8) Vijay Kumbhar (2021) A Conceptual Model for Work Allotment and Work Performance of Bank Employees, Asian Journal of Economics, Finance and Management 5 (4), 26-29 UGC Care Listed
9) Vijay Kumbhar (2021) सावधान माल्थस जागा झालाय, Arthasanvad 45 (1), 9-15
10) Vijay Kumbhar (2021) Determinants of Agriculture Production: A Statistical Examination of MSP, AUC and Productivity of Selected Crops in India, Sambodhi 40 (1 V), 114 to 118 UGC Care Listed
11) Vijay Kumbhar (2021) Rethinking on Agritourism Business Practices in Maharashtra, Research & Reviews: Journal of Agriculture and Allied Sciences 11 (2), 1-4 UGC Care Listed
12) Vijay Kumbhar (2021) Analysis of Lending Facilities of Microfinance Institutions In Kolhapur District of Maharashtra, 2021; International Journal of Food and Nutritional Sciences, Volume 10 , Issue 4 : Page: 109-114 UGC Care Listed
13) Vijay Kumbhar (2020) Analysis of Gender and Career Preferences of Commerce Students : A Case Study ofAutonomous College, Purakala, Vol-31-Issue-31-May-2020, ISSN:0971-2143, Impact Factor 5.60 UGC Care Listed
14) Vijay Kumbhar (2020) Establishment, Selection Of Site And Some Critical Success Factors InAgritourism Business, ZeichenJournal, UGC-CARE Approved Group ‘II’ journal, ISSN NO: 0932-4747, Scientific Journal Impact Factor – 4.7
15) Vijay Kumbhar (2019) Direct Tax Revenue during Pre-BJP and Post-BJP Government Period in India – A Short Term Analysis, Online International Interdisciplinary Research Journal, {Bi-Monthly}, ISSN 2249-9598, Volume-09, Special Issue 04 Feb 2019Impact Factor-5.818 UGC Journal No - 46964
16) Vijay Kumbhar, Mr. AH Kolekar (2019), Innovative Business Practices of Indian Hotel Industry : An Overview, RESEARCH JOURNEY 190 (Special Issue), 13ISSN : 2348-7143, Impact Factor - (SJIF) – 6.261, (CIF ) - 3.452(2015), (GIF)–0.676 (2013) UGC Care Listed
17) Vijay Kumbhar, Mr. Satish Kadam (2019), Development of Road Infrastructure and Public-Private Partnership : Some Issues and Problems, RESEARCH JOURNEY 190 (Special Issue), 13ISSN : 2348-7143 UGC Care Listed Impact Factor - (SJIF) – 6.261, (CIF ) - 3.452(2015), (GIF)–0.676 (2013)
18) Mr. Revan Navale and Vijay Kumbhar(2019),, A Study on Innovative Sales Strategies in Mobile Phone Firms and Manufacturers : A Critical Review of Mobile Industry in India, RESEARCH JOURNEY 190 (Special Issue), 13ISSN : 2348-7143, Impact Factor - (SJIF) – 6.261, (CIF ) - 3.452(2015), (GIF)–0.676 (2013) UGC Care Listed
19) Vijay Kumbhar, AmolKolekar(2019), Recent Trends and Issues in Indian Hotel Industry, Our Heritage 68 (33), 443-448 UCC CARE Listed Journal 2019
20) Vijay Kumbhar (2019) गुडएम्प्लॉईजलिवबॅडमॅनेजर, नॉटकंपनी, Arthasanvad 42 (4) Refereed Journal
21) Vijay Kumbhar (2019) चेकट्रंकेशन सिस्टम : एक नाविन्यपूर्ण चेक वठवणुक सुविधा, Research Journey 6 (4), 374-387
22) Vijay Kumbhar (2018) Education For Social Change and Economic Up-liftment: A Views of Rajarshi Chhatrapati Shahu Maharaj", International Journal of Recent Scientific Research, Vol. 9, Issue, 3(D),, ISSN: 0976-3031 (Impact Factor – 6.86) UGC Journal No -46629
23) Vijay Kumbhar and Satish Kadam (2018). Changing Scenario of Electricity Generation and Consumption Pattern in Maharashtra, Online International Interdisciplinary Research Journal, {Bi-Monthly}, ISSN 2249-9598, Volume-08, Oct 2018 Special IssueImpact Factor-5.818 ISRA:JIF UGC Journal No - 46964
24) Vijay Kumbhar (2018)ई -बँकिंगसेवां मधील ग्राहकसमाधान मोजण्यासाठी ईबँकक्वॉल साधन, Arthasanvad,July-Sept 2018,40-02 ISSN 0973-845234
25) Vijay Kumbhar (2018)आभासी चलनाचा (क्रिप्टोकरन्सी) वापर व भारतीय बँकिंग व्यवसाय, Shivarth, ISBN 978-81-907287-8-2 Shivaji University Economics Association, Kolhapur, Dec 2018
26) Vijay Kumbhar (2018) Micro Units Development and Refinance Agency (MUDRA) Bank, Journal of Current Science & Humanities, ISSN 2347-7784(Impact Factor – 2.05) UGC Journal No -48035
27) Vijay Kumbhar (2016) Role of RTI Act in combating corruption: Empirical Evidences from Maharashtra state, India, International Journal of Recent Scientific Research, 7 (6), pp. 11909-11913 (Impact Factor – 5.114) ISSN: 0976-3031 UGC Journal No -46629
28) Vijay Kumbhar (2016) दि रयत सेवक को-ऑपरेटीव्ह बँक लि. सातारा : पगारदार नोकरांच्या बँकेचा चिकित्सक अभ्यास: सहकारी महाराष्ट्र, Dec 2016. ISSN: 0972-3218
29) Vijay Kumbhar (2015), An Analytical Study of Foreign Direct Investment in Indian Telecom Sector, ZENITH International Journal of Business Economics and Management Research, ISSN 2249-8826 2015 issue. (Impact Factor 4.32) UGC Journal No - 49368
30) Vijay Kumbhar (2015), An Analytical Study of Rajiv Gandhi JeevandayeeArogyaYojana (RGJAY) in Maharashtra, Online International Interdisciplinary Research Journal, February 2015 issue. ISSN2249-9598, Impact Factor 2.32. UGC Journal No - 46964
31) Vijay Kumbhar (2015), Financial Inclusion Policy: A Case Study of Hilly Area,International Journal of research in Economics and social Science, Volume 5, Issue 9 (2015) (ISSN 2249-7382) (Impact Factor – 5.545). UGC Journal No - 48858
32) Vijay Kumbhar (2015), Factors Responsible For Corruption: Perception of The Citizens From Various Professions and Religions In India, International Journal of Recent Scientific Research, Volume: 6 (12) December -2015, ISSN: 0976-3031 (Impact Factor – 5.114)UGC Journal No -46629
33) Vijay Kumbhar (2013),भारतातील व्यापारी बॅंकांची अनिष्पादित मालमत्ता :एक तुलनात्मक अभ्यास ,LokavishkarInternational E - Journal, Vol II / Issue I / Jan-Feb-March.2013, pp 49-55, ISSN 2277-727X Impact Factor 1.864 ISRA:JIF UGC Journal No - 43191
34) Vijay Kumbhar (2013),भारतातील इलेक्ट्रॉनिक देयक पद्धती : एक चिकित्सक अभ्यास, Research Front, Vol 1, Issue 1, pp 97-102 ISSN 2320 – 6446
35) Vijay Kumbhar (2013), Some Critical Issues of Women Entrepreneurship in Rural India, European Academic Research, Vol. I, Issue 2/ May 2013 ISSN 2286-4822 Impact Factor: 3.4546 (UIF)
36) Vijay Kumbhar (2013), A Conceptual Design of Multifunctional Utility Card, Indian Streams Research Journal 3 (6), 1-6 ISSN No : 2230-7850 Impact Factor : 4.1625 (UIF)
37) Vijay Kumbhar (2013),सातारा जिल्ह्यातील मजूर वर्गाच्या दारिद्रयाचे एक वास्तववादी विवेचन, Golden Research Thoughts -Vol 3 Issue 5 Nov 2013, ISSN No :2231-5063, Impact Factor : 1.2018 (GISI) ; Impact Factor : 1.9508(UIF)
38) Vijay Kumbhar (2012), Tourists Expectations Regarding Agritourism: Empirical Evidences from Ratnagiri and Sindhudurg District of Konkan (Maharashtra), Online International Interdisciplinary Research Journal, ISSN2249-9598, Volume-II, Issue-III, May-June 2012, pp-1-10. UGC Journal No -46964
39) Vijay Kumbhar (2012),Reliability Of “eBankQual” Scale: Retesting In Internet Banking Service Settings, Business Excellence and Management, Volume 2, Issue 2, June 2012, ISSN: 2248-1354, ISSN-L: 2248- 1354
40) Vijay Kumbhar (2012),Conceptualization of E-Services Quality and E-Satisfaction: A Review of Literature, Management Research and Practice, Vol. 4 Issue 4 (2012) pp: 12-18 E-ISSN-2067-2462,
41) Vijay Kumbhar (2012),Digging Gold in Agriculture without Support of the Government-Some Empirical Evidences from Agritourism Businessin Konkan Maharashtra, Contemporary Research in India, October 2012
42) Vijay Kumbhar (2011),Determinants of Customers' Satisfaction in ATM Service Setting: Empirical Evidences from India, PRAJNAN Journal of Social and Management Sciences, ISSN: 0970-8448, Vol. XL, No. 2, July – September 2011; National Institute of Bank Management, Pune UGC Journal No - 41904
43) Vijay Kumbhar (2011),Alternative Banking Channels and Customers’ Satisfaction: An Empirical Study of Public and Private Sector Banks, ,International Journal of Business and Management Tomorrow ( IJBMT ),pp 28-45, ISSN: 2249-9962(Online) Vol- 1, Issue - 1 October 2011. UGC Journal No - 43418
44) Vijay Kumbhar (2011),Service Quality Perception and Customers’ Satisfaction in Internet Banking Service: A Case Study of Public and Private Sector Banks, Cyber Literature: The International Online Journal, ISSN 0972-0901, Volume 4 Issue 2 UGC Journal No - 46482
45) Vijay Kumbhar (2011),Reliability and validity of ‘eBankQual’ Scale in ATM Service Settings: A Study, VINIMAYA(Refereed and Indexed Journal), Vol. XXXI No. 4 Jan. – March 2011, pp-15-26; ISSN:0970-8456. UGC Journal No - 48036
46) Vijay Kumbhar (2011), E-Banking and Its Impact on Customers ’ Satisfaction: A Case Study of Public and Private Sector Banks in Satara City, ETHOS (Refereed Journal), KBPIMSR, Satara", June 2011,pp-72-79; ISSN-0974-6706 UGC Journal No -45778
47) Vijay Kumbhar (2011),Factors Affecting on Customers’ Satisfaction: An Empirical Investigation of ATM Service, International Journal of Business Economics and Management Research, Volume 2, Issue 3 (March, 2011) pp-44-65; ISSN:2229-4848
48) Vijay Kumbhar (2011),Structural Equation Modeling of eBankQual Scale: A Study of E-Banking in India, International Journal of Business Economics and Management Research, Volume 2, Issue 5, May, 2011, pp-8-32; ISSN:2229-4848
49) Vijay Kumbhar (2011),Customers Satisfaction in ATM service An Empirical Evidences from Public and Private Sector Banks in India,The journal Management Research and Practice (MRP) Vol. 3 Issue 2 (2011)pp-24-35;ISSN: 2067-2462 and E-ISSN-2067-2462, Academy of Economic Studies, Bucharest, Romania (Europe)
50) Vijay Kumbhar (2011),Customers' Demographic Profile and Satisfaction in E-Banking Services: A Study of Indian Banks, International Journal for Business, Strategy and Management,Vol.1 Issue 1,Bhubaneswar, Orissa
51) Vijay Kumbhar (2011),Scope and Problems of M-Banking Solution for Unbanked: A Review of Indian Economy, Journal of Banking and Financial Services and Insurance Research, Vol. 1, Issue 5 (August 2011), pp 107-115, ISSN 2231-4288
52) Vijay Kumbhar (2011),Performance and Contribution of IT-ITES Sector: A Review of Indian Economy, International Journal of Business Management and Leadership Volume 2, Number 1 (2011), PP.39-44, ISSN 2231-122X,
53) Vijay Kumbhar (2011),Factors Affecting The Customer Satisfaction In E-Banking: Some Evidences Form Indian Banks,The journal Management Research and Practice (MRP) Vol. 3 Issue 4 (2011)pp-24-35;ISSN: 2067-2462 and E-ISSN-2067-2462, Bucharest, Romania (Europe),
54) Vijay Kumbhar (2011),Determinants of Internet Banking Adoption: An Empirical Evidences From Indian Banking” Indian Journal of Commerce & Management Studies (ISSN: 2229-5674) in May 2011, Volume II, Issue – 4, pp-15-25
55) Vijay Kumbhar (2011),भारतातील जनगननेचा पूर्व इतिहास व२०११ च्या जनगननेतील वास्तव, Yojana , Govt. of India, Publication Division, July 2011,pp 17-09,ISSN- 0971-8397
56) Vijay Kumbhar (2011),Customers’ Perception in Electronic Fund Transfer (EFT) Service: A Study of Public and Private Sector Banks in India, ArthAnveshan,Vol- 6 Issue - 2, pp 66-76, ISSN: 0973‐8193, Shri Mata Vaishno Devi University, Katra-182 321, (J&K)
57) Vijay Kumbhar (2010),Increased Customers' Complaints in E-Banking Environment: Evidences from Indian Banking Industry, International Journal of Management Research and Technology, (Vol.4 No.2 July-Dec 2010). pp: 433–440., ISSN: 0974-3502, Serial Publication New, Delhi. UGC Journal No -64709
58) Vijay Kumbhar (2010),Efficiency of Commercial Bank: A Study of Commercial Banks in India, ETHOS (Refereed Journal), KBPIMSR, Satara", June 2010, pp-46-50; ISSN-0974-6706 UGC Journal No -45778
59) Vijay Kumbhar (2010),भारतातील अन्न समस्या : मुलभूत परिक्षण, YOJANA, GOI, Publication Division, October, 2010, Vol-38, Issue-3 pp—52; ISSN- 0971-8397
60) Vijay Kumbhar (2010),राष्ट्रीयकृत व खाजगी बँकातील ए.टी.एम सेवावापरणाऱ्या ग्राहकाच्या समाधान पातळीचा तुलनात्मक अभ्यास,Arthasanvad, Issue of Oct- Dec 2010, ISSN 0973-845234, 03, pp 236-243
61) Vijay Kumbhar (2009),Alternative Banking: A Modern Practice in India, Professional Banker (Online and Offline), ICFAI University press, issue of December 2009. Professional Banker, Vol. IX, Issue 9, December 2009, The ICFAI University Press. ISSN-0972-5121
62) Vijay Kumbhar (2008),भारतातील सार्वजनिक बॅंकांमधील ईबँकिंग सेवांचा विकास” Published in Arthasanvad issue 22, Vol 3, Oct- Dec 2009, ISSN 0973-8452pp 214-222
Other Articles
1. बहुविद्याशाखीय, समुह आणि एकात्म विद्यापीठे, दैनिक पुढारी, २ जानेवारी २०२३
2. स्टेट बँकेतील मेगा भारती, दैनिक सकाळ १२ मे २०२१
3. बँकर्स घडवणारी कार्यशाळा - रयत, माणदेशी एक्सप्रेस, १७ ऑक्टोबर २०१८
4. उद्योग व व्यापार क्षेत्रातील तरुणांची भूमिका, दैनिक पुढारी, १ जानेवारी २०१७
5. स्विस बँकेतील काळ्या पैस्याचे वास्तव, विचक्षण, एप्रिल २०१७
6. बँकिंग भारती परीक्षेचे स्वरूप , दैनिक लोकसत्ता, ९ जून २०१४
7. कृषीपर्यटन नियोजन आणि व्यवस्थापन, शेती प्रगती मासिक, एप्रिल२०११
8. Electricity Crisis in India: Facts and Projection, Electrical India, October 2011
9. कृषीपर्यटन व्यवसायाचे नियोजन आणि व्यवस्थापन, बळीराजा मासिक, डिसेंबर२०११
10. खाजगीगु-हाळास पर्यायी सहकारी तत्वावरील गु-हाळांची आवश्यकता, शेती प्रगती मासिक, मार्च२०११
11. पायाभूत सुविधांसाठी थोडी ख़ुशी थोडा गम, दैनिक पुढारी, बजेट पुरवणी, मार्च २०११
12. Nuclear Power Is an Excellent Alternative for Indi, Electrical India, November 2010
13. सहकारी कृषीपर्यटन केंद्रे भारतीय शेका-यांना उपयुक्त पर्याय, बळी राजा मासिक, नोव्हेंबर२०१०
14. Nuclear Power Needs and Problems, Electrical India, June 2010
15. माहितीची असरुपता आणि इ-बँकिंग सेवामधील अपयश: एक अभ्यास, शिवार्थ, डिसेंबर २०१०
16. महासत्ता होण्यासाठी सर्वसमावेशक इ-बँकिंग सेवांची गरज, दैनिक पुढारी, वर्धापन दिन पुरवणी, २ जानेवारी २०१०
17. Agro-Tourism Scope And Opportunities For The Farmers In Maharashtra, Indistat.com Sept.-Oct., 2009.
18. अर्थव्यवस्थेचा कणा सक्षम करायचा असेल तर.... दैनिक पुढारी, २२ मार्च २००८
19. सेझ-प्रश्न शेतजमिनीचा... दैनिक पुढारी, १३ डिसेंबर २००८
20. सरकारी बाबू मालामाल .... मात्र बाबू कंगालच.... दैनिक पुढारी, १७ मार्च २००८
21. आरोग्य साक्षरता, दैनिक पुढारी, ८ सप्टेंबर २००८
22. सावधान माल्थस जागा होतोय, दैनिक पुढारी, ११ जुलै २००७
23. दुर्दम्य आशावाद हवा, दैनिक पुढारी, ८ सप्टेंबर २००७