Charts of the day
FinTech Lending with LowTech Pricing (with M. Johnson, I. Ben-David and Jason Lee)
Market-Based Innovation Policy: Evidence from High-Tech Incubators in China (with Y. Pan, T. Shu and P. Zhang).
Deadly Subprime Credit (with G. Li and H. Ma).
Sales Force Incentives and Consumer Credit (with R. Ramcharan).
Surviving the Fintech Disruption (with W. Jiang, Y. Tang and R. Xiao).
Valuation of Long-Term Property Rights under Political Uncertainty (with Z. He, M. Hu and Z. Wang).
Corporate Climate Risk: Measurements and Responses (with Q. Li, H. Shan and Y. Tang).
Fintech Borrowers: Lax-Screening or Cream-Skimming? (with M. Di Maggio).
The Review of Financial Studies, 2021.
Second Chance: Life Without Student Debt (with M. Di Maggio and A. Kalda).
Journal of Finance.
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program, (with S. Agarwal, G. Amromin, S. Chomsisengphet, T. Piskorski, and A. Seru).
The Review of Economic Studies.
Relational Contracts in the Housing Market (with S. Agarwal and C. Song).
Interest Rate Policy Pass-Through: Mortgage Rates, Household Consumption and Voluntary Deleveraging, (with M. Di Maggio, A. Kermani, B. Keys, T. Piskorski, R. Ramcharan, and A. Seru).
American Economic Review, 2017.
Systemic Mistakes of Borrowers in the Mortgage Market and Lack of Financial Sophistication, (with S. Agarwal and I. Ben-David).
Journal of Financial Economics, 2017.
The Foreclosure Discount: Myth or Reality? (with J. Harding and E. Rosenblatt).
Journal of Urban Economics, 2012.