Access ₦1, 000, 000 - ₦10Billion Working Capital in Days!
Embedded Files
No collateral. 0.18% interest daily on reducing loan. Quick approval. Grow your business NOW, not "someday."
Terms and Conditions
Terms and Conditions
Must be a Moniepoint customer operating a business account for up to 3 months.
Must have a physcial location for your business
Must have a good credit score
Must have two quality guarantors
Must have done a significant amount in transaction within the last 3 months of using the business account. The amount you are qualified for is depending on the amount of money your business transact over a period of time.
You have consistent monthly revenue
You're a registered business (or sole proprietor with valid ID)
You're 18 years or older
Types Of Business Loans
WORKING CAPITAL LOAN
WORKING CAPITAL LOAN
WHAT IT'S FOR:
• Buy inventory in bulk (save 15-20%)
• Pay suppliers upfront (get discounts)
• Stock up for peak seasons
• Bridge cash flow gaps
OVERDRAFT FACILITY
OVERDRAFT FACILITY
WHAT IT'S FOR:
• Emergency cash flow coverage
• Pay urgent bills immediately
• Bridge payment delays from customers
• Cover unexpected expenses
HOW IT WORKS:
→ Get approved for a credit limit
→ Only pay interest on what you withdraw
→ Repay and withdraw again as needed
→ Like a credit card for your business
ISLAMIC LOAN (MURABAHA)
ISLAMIC LOAN (MURABAHA)
WHAT IT'S FOR:
• Buy assets/inventory without interest
• Halal business funding
HOW IT WORKS:
→ You tell us what you need to buy
→ We purchase it at cost price
→ You buy from us at agreed markup
→ Pay in installments (no interest)
How Nigerian Businesses Are Using Loans to Grow
RESTAURANT OWNER, IKEJA
Challenge: Needed to buy food supplies weekly at retail prices (expensive)
Solution: ₦3, 000, 000 working capital loan
Action: Bought monthly supplies in bulk, saved 20% on food costs
Result: Saved ₦300k monthly, repaid loan in 3 months
FASHION BOUTIQUE, LEKKI
Challenge: Customers paid 30-60 days late, couldn't restock
Solution: ₦1.5M overdraft facility
Action: Used overdraft to bridge payment gaps
Result: Never ran out of stock, sales increased 35%
APPLICATION PROCESS: Get Approved in 2 Easy Steps
Make sure you have read the terms and conditions and you are qualify
Send me your wallet account number/POS account number below
Manage your business with our CRM software
Page updated
Google Sites
Report abuse