The UnitedHealthcare UCard is more than just a member ID — it’s a flexible benefits card that lets you shop, pay, and access your plan perks all in one place. After activating your card, you can use it at thousands of locations across the country, depending on the benefits included in your UHC plan.
Below is a clear, SEO-optimized guide explaining exactly where you can use your UCard and what you can purchase.
Your UCard can be used at major retail chains to buy eligible OTC (Over-the-Counter) items, healthy food, or other covered products. Popular retailers include:
Walmart
Walgreens
CVS
Kroger
Rite Aid
Dollar General
Family Dollar
Target (select locations)
Local independent pharmacies (varies by region)
Many members can order OTC items or healthy foods online using their UCard through:
UCard Hub online store (via your UHC account)
Walmart.com (eligible OTC items)
Other participating retailer websites
Your UCard also works as your UHC Member ID, so you can use it at pharmacies for:
Prescription pickups
Medication refills
Covered OTC medicines
If your plan includes the Healthy Food Benefit, you can use your UCard to buy:
Fruits & vegetables
Meat & poultry
Dairy products
Whole grains
Healthy snacks
Water & juice (no sodas or alcohol)
Some UnitedHealthcare plans allow you to use your UCard to help pay:
Electricity bills
Gas bills
Water bills
Internet service
Phone service
If your UHC plan includes Rewards, you can redeem these earned dollars via the UCard on:
OTC items
Fitness gear
Healthy food
Utility bills
Eligible retail purchases
Depending on your plan, your UCard may help you access:
Gym memberships
SilverSneakers® programs
Wellness classes
Approved fitness services
Your UCard doubles as your main health plan ID card, so you can use it when receiving:
Doctor visits
Specialist care
Hospital services
Urgent care visits
Lab tests
Imaging appointments