A. Fixed Deposit/Share Capital

Required minimum amount is P 4,000.00 up to P 50, 000 with present rate of 4% interest per annum. Cannot be withdrawn during the period of membership; withdrawn only when member gets out from the TMC or when he dies, but only after being cleared from any indebtedness to the cooperative or liability as co-maker to a borrower.

B. Savings Deposit

Required minimum amount is P 1,000.00 with present rate of 1% per annum. May be withdrawn any time the office is open for business, but an amount depending on the age category of a member shall remain for mortuary (Saranay/Mortuary) contributions, if SAS member. Interest on Savings deposit is computed monthly. (rate is variable)

C. Time Deposit

Required Minimum amount of P5,000.00 deposited for a specified period of time like 3 months, 6 mos., and 12 mos./1 year, rates are subject to change anytime per board approval. Time deposit placements are automatically renewed at prevailing time deposit rate by the cooperative if not claimed or renegotiated on maturity; Pre-termination shall be allowed but savings deposit rate applies; No interest if withdrawn within 30 days from placement/renewal.