I’m Tong.
At 19, I left my hometown,Penang to the UK to study abroad.Like many people in their 20s, I believed success meant escaping your hometown, getting the prestigious degree, earning more money, and building the “perfect” life overseas.
So I did exactly that.
I moved to Belfast, studied Finance at Queen's University Belfast, later completed my MSc in Finance and Private Equity at London School of Economics and Political Science, and eventually broke into private equity in London.But the biggest lessons I learned never came from classrooms or corporate boardrooms , they came from uncertainty, and rebuilding myself during the hardest seasons of my life.
Through 6-years of living broad, I made expensive mistakes.I spent years chasing a version of success that looked impressive externally but felt empty internally.It forced me to confront the uncomfortable truth: nobody really teaches us how to navigate adulthood. Lessons on money,identity and relationships.
Growing up in Malaysia, I witnessed how financial illiteracy silently limits people’s potential. Not because they lack ambition, intelligence, or work ethic but because they were never given access to the right knowledge, opportunities, or guidance. Behind Malaysia’s rich culture and beauty lies a deeper reality: widening income inequality, limited social mobility, and systems that often leave ordinary people struggling to get ahead no matter how hard they work.Seeing this firsthand changed me.It made me realised that financial education is more than just learning how to make money , it is one of the few tools powerful enough to break generational cycles of poverty, create freedom, and change the trajectory of entire families.
This realisation became my mission.So I created this platform,where I share the lessons I learned the hard way about money, career growth, investing, self-development, and building a life with intention. No fake guru advice. No pretending to have everything figured out. Just honest insights from someone who has failed, rebuilt, and kept going.
Because at the end of the day, finance is not just about becoming rich.
It’s about buying back freedom, confidence, choices, and the ability to build a life that genuinely feels like your own.