Questions? Send me a text! 509-432-6052
670 SE Bishop Blvd. Pullman, WA 99163
Tel: (509) 338-4306
Email: rwsmith@watrust.com
Email: psanchez@watrust.com
Idaho Central Credit Union
Mortgage Loan Officer
Construction Certified
NMLS Registry Number - 1991831
As a mortgage loan officer with Idaho Central Credit Union I am here to consult and guide you through your mortgage needs. I specialize in finding the right loan program for your needs while making the process as simple as possible.
First-time home buyers, veterans, and seasoned buyers can count on me to facilitate their transactions smoothly with competitive rates and constant communication. Clients I have worked with in the past have experienced seamless transactions because I give them the knowledge they need and speak to them in easy-to-understand terms. I always make myself available to my clients to answer questions and guide them through every step of the way.
I look forward to working with you—so feel free to call, email, or click on “Apply Now” and let’s get things started. Go Cougs!
Lending Specialties
First-Time Homebuyer Programs
Conventional Loans
FHA, VA, and RD
Adjustable-Rate Mortgage (ARM) Loan Options
Jumbo FInancing
Condo Financing
Manufactured Home Loans
Idaho and Washington Housing Loan Programs
Community Involvement
Whitman County Realtors Association - Member
Latah County Realtors Association – Member
Washington State Cougar Athletics
Pullman Chamber of Commerce – Member
Mortgage Loan Officer
M 509.592.3836
D 509.592.3836
F 509.241.8595
E jordan.palmer@ccm.com
CrossCountry Mortgage, LLC
Personal NMLS1277370
Branch NMLS2154899
Company NMLS3029
Born and raised in Palouse, WA, I have a deep connection to my community and a passion for helping individuals navigate one of the most significant financial decisions of their lives. Whether you’re buying your first home, upgrading to your next, investing in property, or refinancing your current loan, I am here to guide you through the process with a wide array of mortgage solutions.
With over five years of experience as a licensed loan originator, I specialize in various loan programs, including:
Conventional
FHA
VA
Investment Property Programs
First Time Home Buyer programs with down payment assistance through WA Bond and ID Housing
Unique loan incentives for qualified buyers
My dedication lies in finding a mortgage solution that feels like a win for you, ensuring your financial goals are met with expertise and care.
Oh, one more thing…………… GO COUGS!
CMG Home Loans
Sales Manager / Loan Officer
NMLS# 404133
Born and raised in Moscow, I have enjoyed working with our
local communities as a licensed loan originator in the mortgage
industry for over 17 years. I have a BA in Business Finance
from the University of Idaho which has helped build a solid
foundation for my lending career.
I have access to a wide variety of home loan programs including many that are unique
to CMG which ensures I can help more borrowers purchase their dream homes.
Specialty programs for those with self-employment as well as First Time Home Buyers
Down payment assistance with our unique crowd funding program, HomeFund- It along with programs in conjunction with ID Housing and WA Bond
VA – FHA – USDA
Home Renovations
Loan Refinancing
And many more
Accomplishments
2020 Affiliate of the Year presented by the Latah County Board of Realtors
2018, 2020 and 2021 Presidents Club/All Star Recipient
Top 1% of loan originators in the Nation for 2020 & 2021
2022 &2023 Whitman County Association of Realtors Affiliate Liaison
2018 – Current Eastside Marketplace Board Member
I have a passion to bring value to my community and clients. I
have a servant’s heart and believe life is about building
relationships, integrity, loving others, helping people build
wealth and achieve their goals.
We have to learn to laugh at ourselves, have fun, and enjoy life.
Outside of work, spending quality time with my family and
friends are times that I cherish. We love being able to explore and
be part of our surrounding communities through school, sports,
and community events. We are truly blessed to live in the center
of a unique and diverse area, and I love being able to be a part
of it.
Kim Carlson - Sales Manager/Loan Officer
Senior Loan Officer
Guild Mortgage
NMLS# 363664
I have been playing music since my teenage years and I love the collaboration that a band needs to come together for a great performance.
As a Loan Originator, I believe that there is a similar “jam” as all of our mortgage band members come together to present you with the best possible home financing solution. I bring the same passion and dedication to work as I do in making music. To me, each loan is its own amazing piece of music and determining the best loan for your individual situation is like discovering the right combination of rhythm and lead to make a song come alive. What’s best is that our focus is to make YOU the star, putting you front and center of the band. We can then stand at the end of the performance and take a bow to cheers all around knowing that we ROCKED this loan!
For decades, my musical approach has consistently helped the people I work with:
First-time homebuyers
Move-up homebuyers
Self-employed borrowers
Owners of rental properties
I make the complex mortgage lending experience simple, transparent and affordable and I offer a diverse line of loan options to give my customers the most appropriate loan to make their home financing dreams a reality!
If you used one of our people, let us know how it went!