Protect Your Franchise Investment with Custom Business Insurance
Opening a franchise requires major upfront investments of time, money, and effort. As a franchisee, you want assurance that your business is properly protected in case something goes wrong.
At The Allen Thomas Group, we understand the unique risks franchise owners face and have over 20 years experience crafting customized insurance solutions to safeguard your franchise investment.
As an independent insurance agency, we take the time to understand your specific business needs in order to recommend comprehensive yet affordable coverage. We represent over 50 highly-rated insurance carriers, enabling us to find you the right insurance products at the best value. Protect your livelihood and have confidence that your franchise is covered with The Allen Thomas Group.
Addressing the Common Concerns of Franchise Owners
Taking the leap into franchise ownership comes with many questions and uncertainty. As experienced insurance advisors, we frequently hear the same concerns from prospective franchisees:
"What unexpected costs might I run into?" From lawsuits to supply chain snags, unforeseen troubles can quickly derail a business. Proper insurance keeps you operational.
"What if my new employees get injured?" Workers' compensation insurance protects your staff and mitigates liability risks.
"Could I lose my house or savings?" Liability and property insurance preserves your personal assets if sued.
"What about natural disasters?" From floods to fires, customized policies help recoup devastating losses.
We ease these worries by tailoring robust insurance packages that account for the hazards inherent to your franchise model, location, size, and more. Our goal is for you have total peace of mind as you grow your franchise outlet.
Insurance Products Designed for Franchise Owners
Here are some policies we commonly recommend to safeguard franchise outlets:
General Liability - Covers bodily injury, property damage, and personal injury liabilities
Property Insurance - Protects building, inventory, and equipment in case of damage
Business Interruption - Replaces income lost due to disasters halting operations
Workers' Compensation - Mandatory coverage for injuries employees sustain on the job
Commercial Auto Insurance - Protects vehicles used for deliveries or transportation
Umbrella Insurance - Additional liability coverage when limits are exceeded
Professional Liability - Shields against claims of negligence or errors
As each franchise brand has unique risks, we identify potential exposures through our proprietary risk assessment process. For instance, food franchises may require more stringent health and safety policies than a retail clothing outlet. Our team of advisors have worked with franchises of all types and sizes to craft insurance packages to safeguard their business interests.
The Allen Thomas Group Advantage
When shopping for business insurance, you want an advisor who truly understands the world of franchising.
We have worked with franchise owners during both the initial opening phase as well as supporting multi-unit franchisees. Our tailored packages evolve with you through each stage of business growth. In addition, we are here to assist you when claims arise so that you can focus on serving your customers, not fighting with insurers.
Contact Us for a Free Franchise Business Insurance Quote
Don't leave your exciting new franchise dreams vulnerable to risk - protect your vision with comprehensive insurance from experts who know this industry inside and out.
Contact us at (440) 826-3676 or visit theallen-thomasgroup.com to receive a free customized quote for your outlet today. Our efficient process makes obtaining the right insurance straightforward, allowing you to focus on growing your franchise. Partner with specialists who have safeguarded the assets of franchisees for over 20 years.
